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626 Fairview Loop, Hot Springs, NC, 28743

4beds
2baths
1,300sqft
$400,000
$308price/sqft
$2,567/moest. monthly cost
$102,680/yrincome needed

About This Home

Sit in the hot tub on the rear deck and enjoy the mountain tops in the distance to the east, and the deer playing on the meadow to the north. This sturdy, recently refurbished, 4 bed 2 bath home is really neat! There are two ensuite arrangements. One up front, and one in the back! The front deck has new expanded wire railing and fresh 8x8 support column. Sit there, and you will enjoy spectacular sunsets over the nearby knoll not far away. Or look to the southwest and check out the northern most ridge of the famous Bluff Mountain. (They have a Bluff Mountain Festival in town every early June). Walking into the living room you are greeted by an array of cute little pigs at every turn! The front bedroom en-suite features a king bed with curious bovines. Cows of every description will delight you in both the bed and bathroom! "Live Like Someone Left the Gate Open"! The bedroom across from that bathroom is loaded with bashful bunnies and features a queen bed with a pull-out trundle underneath. Sleeps three! In the back bedroom en-suite you find a queen bed while the numerous goats will keep you amused throughout. In the kitchen and dining room you will feast your eyes on the roosters and hens in every corner! Totally redone inside with all of the hardwood floors refinished and new paint throughout. Tastefully adorned with festive drapes and furnishings. Sold completely furnished! There's both a large shed the size of a double car garage, just no garage doors on it. Also, there's a good size pumphouse, right next to the old hitching post. This land of more than an acre borders the meadow to the north, where deer play and nurse their young. The city of Hot Springs North Carolina is the busy hub of a host of cool activities. The Appalachian Trail literally walks down the main street thru town. The mighty French Broad River and Spring Creek, run thru the town and converge just to its northside. Rafting paddlers on the French Broad enjoy the town before or after their river run. Bikers ride "The Rattler" thru the nearby Pisgah Forest, then rest and relax on Bridge Street. The Hot Springs Resort offers full spa services as well as mineral laden hot spring water soaks. A variety of shops, galleries, markets, restaurants, a campground and a hardware store create a full environment in town. The main Norfolk Southern railroad artery from Asheville to Knoxville runs thru frequently. US 25/70, once the only main travel artery from Knoxville to Asheville still drives across both rivers here.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
6/10
Madison Middle SchoolGrades 6-89.2 mi
4/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space,Permanent,Stone
  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Oven,Exhaust Hood,Gas Water Heater,Microwave,Propane Water Heater,Refrigerator,Tankless Water Heater,Washer,Washer/Dryer
  • Laundry features: Common Area,Inside,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Pantry
  • Window features: Window Treatments
  • Flooring: Laminate,Tile,Wood
  • Fireplace features: Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Central,Ductless,Electric,Forced Air,Heat Pump,Propane,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Ductless,Electric,Heat Pump,Multi Units,Zoned

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Other

  • Features: Split BR Plan
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 8850656278
  • Zoning: R-A
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Porch
  • Exterior features: Storage
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round
  • Waterfront features: None

Lot

  • Lot size: 1.20 Acres
  • Features: Corner Lot,Level,Paved,Private

Parking

  • Total spaces: 6
  • Parking features: Driveway,Parking Space(s)
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$186$2,232
Property Taxes $159$1,908
Electricity $200$2,405
Total$2,567$30,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,011/yr
40% on housing$77,010/yr
45% on housing$68,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 28743$199
Madison County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 28743$263
Madison County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-01Listed for sale$400,000
2023-11-20Sold$230,000
2023-10-27Price change$289,000
2023-10-13Listed for sale$299,000
2018-08-01Sold$180,385
2018-06-16Pending sale$184,000
2018-06-13Listed for sale$184,000
2014-06-16Sold$120,000

For Sale by Agent

AgentDan Hodges
BrokerageMountain Real Estate Rocks

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