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1423 Highway 114, Summerville, GA, 30747

2beds
1baths
480sqft
$74,900
$156price/sqft
$765/moest. monthly cost
$30,600/yrincome needed

About This Home

Great Opportunity to make this property your own! This property offers a beautiful lot of 1.08 acres, a detached carport, 2 out buildings with lean-tos offering you extra storage and workspace. There is also a 2 Bedroom, 1 bath mobile home on the property that would need to be renovated and would make a perfect tiny home. Would also be a great spot to build your brand new home or business as this property is zoned for residential or commercial use. Property is conveniently located close to Chattooga High School, and down town Summerville! Property is being sold as-is. Call today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Lyerly Elementary SchoolGrades PK-84.7 mi
5/10
Chattooga High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1971

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Other
  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 480

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Property

Details

  • Parcel number: 0039D00000085
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Front Yard
  • Residential vegetation: Cleared,Partially Wooded

Lot

  • Lot size: 1.08 Acres
  • Features: Level,Sloped

Parking

  • Parking features: Carport,Detached,Off Street
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $378$4,536
Home Insurance *$64$768
Property Taxes $104$1,248
Electricity $219$2,637
Total$765$9,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,228/yr
40% on housing$22,950/yr
45% on housing$20,400/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 17.5%
17.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 30747$184
Chattooga County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30747$136
Chattooga County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-24Price change$74,900
2025-07-18Listed for sale$79,900

For Sale by Agent

AgentKiley Frances Cochran
BrokerageNova Grace & Co, LLC

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