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21686 257th St, Delhi, IA, 52223

2beds
1baths
767sqft
$240,000
$313price/sqft
$2,077/moest. monthly cost
$83,080/yrincome needed

About This Home

Lake Living at Its Best – New Construction Retreat! Welcome to your perfect getaway or year-round home! This beautifully crafted new construction offers a cozy yet functional layout with 2 bedrooms, 1 bathroom, and 776 sq. ft. of thoughtfully designed living space. Set on a spacious .24 acre lot, this property gives you room to relax, entertain, and truly enjoy the outdoors. As part of a lake community, you’ll love having your own boat slip, making it easy to spend your days out on the water. The community also features a sandy beach area, perfect for swimming, soaking up the sun, or creating lasting memories with family and friends. Whether you’re looking for a peaceful weekend escape or a simple, low-maintenance full-time residence, this home delivers the ideal balance of comfort and recreation. Offered at $299,000, this is your chance to own a slice of lake life—where every day feels like a vacation. BONUS -Additional Lot available for $10k

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Delhi Elementary SchoolGrades 3-52.2 mi
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Vinyl,Frame

Other

  • Builder name: Staton Dream Rentals LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None
  • Laundry features: Lower Level,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other,Primary On Main Level
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 767

Heating

  • Heating features: Ductless,Electric

Interior Area

  • Total structure area: 767
  • Total interior livable area: 767 sqft

Property

Details

  • Parcel number: 250240204900
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,454 sqft
  • Features: Less Than Half Acre
  • Lot size dimensions: 64 x 101 , 104 x 40

Parking

  • Total spaces: 3
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Lightning
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$245$2,940
Property Taxes $498$5,976
Electricity $121$1,452
Total$2,077$24,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,211/yr
40% on housing$62,310/yr
45% on housing$55,386/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 52223$215
Delaware County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 52223
Delaware County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$293,000
2026-04-24Listed for sale$299,000
2021-03-24Listing removed--
2017-11-13Sold$51,500
2017-09-01Listed for sale$61,500

New Construction

AgentKristine Baldwin
BrokerageSkogman Realty Co.

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