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22598 262nd St, Delhi, IA, 52223

6beds
3baths
3,264sqft
$1,750,000
$536price/sqft
$13,007/moest. monthly cost
$520,280/yrincome needed

About This Home

Welcome to lake living at its finest at 22598 262nd Street in Delhi, Iowa. This exceptional Lake Delhi waterfront home sits on owned land and offers the perfect combination of space, comfort, and breathtaking water views. With 6 bedrooms, 3½ bathrooms, and a fully finished walk-out lower level, this home was designed to comfortably accommodate family and guests while making the most of its beautiful lakefront setting. The main living area features an open floor plan with expansive windows that capture stunning views of the lake. The kitchen offers custom cabinetry, a large center island, and flows seamlessly into the dining and living spaces—perfect for gathering and entertaining. Step outside to the spacious composite deck and covered porch, ideal for enjoying morning coffee or relaxing evenings overlooking the water. Upstairs and throughout the home, generous bedroom spaces provide plenty of room for guests, while the walk-out lower level offers an additional family and recreation area complete with a wet bar and entertainment space, creating the ultimate lake retreat. Outdoor living is just as impressive. The property features a beautifully landscaped yard, large lakeside patio with fire pit, and excellent access to the shoreline. The dock and boat lift system provide convenient access to Lake Delhi, making it easy to enjoy boating, fishing, and all the recreational opportunities the lake has to offer. Additional highlights include a 2-stall attached garage, quality finishes throughout, and multiple outdoor entertaining areas designed to maximize the lakefront lifestyle. Whether you're looking for a full-time residence or a weekend getaway, this impressive Lake Delhi property offers the space, setting, and amenities to create lasting memories on the water.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
Delhi Elementary SchoolGrades 3-51.7 mi
8/10

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Free-Standing Range,Refrigerator,Washer
  • Laundry features: 1st Floor,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Wet Bar
  • Door features: Sliding Doors,Paneled Doors
  • Fireplace features: One,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 800

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Propane Rented,Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,264 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 220300300600
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Deck-Wrap Around,Covered
  • Exterior features: Dock,Fishing
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Access,Lake Front,Waterfront

Lot

  • Lot size: 8,712 sqft
  • Features: Hillside,Views,Wooded
  • Lot size dimensions: 58 x 152

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Lightning
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$1,788$21,456
Property Taxes $2,128$25,536
Electricity $243$2,921
Total$13,007$156,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$445,954/yr
40% on housing$390,210/yr
45% on housing$346,853/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$536This listing

vs Other Active Listings

Avg $/sqft

ZIP 52223$188
Delaware County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 52223
Delaware County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$1,850,000
2018-10-03Sold$140,000
2014-09-30Sold$279,875

For Sale by Agent

AgentRyan Backes
BrokerageBackes Real Estate

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