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204 S Broadway St, Toledo, IA, 52342

4beds
2baths
1,828sqft
$189,900
$104price/sqft
$1,600/moest. monthly cost
$64,000/yrincome needed

About This Home

They don't build them like this anymore. Step inside this beautiful home and notice the original woodwork that has been well preserved. The main floor consists of a large living room, formal dining room with built-ins, 1.2 bath (newly renovated, and an updated kitchen with island for family to gather around. the 2nd floor has had laundry brought to the floor for ease, a full bath and 4 bedrooms. There is a walk-up attic for storage as well. The home has had a new furnace installed, updated plumbing, vinyl siding and metal roofing for easy maintenance for years to come. The back yard is fenced in and there is a 3-stall detached garage for plenty of room for the cars and storage. Appliances included. Schedule your tour today.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Square Design
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,828
  • Total interior livable area: 1,828 sqft

Property

Details

  • Parcel number: 14.15.458.004
  • Zoning: Res

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Wood

Lot

  • Lot size: 7,500 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$231$2,772
Property Taxes $273$3,276
Electricity $136$1,636
Total$1,600$19,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,857/yr
40% on housing$48,000/yr
45% on housing$42,666/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 52342$86
Tama County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 52342
Tama County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$189,900
2026-06-24Listed for sale$197,900
2023-12-22Sold$158,000
2023-12-03Pending sale$162,000
2023-11-30Price change$162,000
2023-10-12Listed for sale$165,000
2021-11-10Sold$139,900
2021-10-12Pending sale$139,900
2021-10-11Listed for sale$139,900
2021-09-23Listing removed--
2021-09-20Listed for sale$139,900

For Sale by Agent

AgentDallas Boerm
BrokerageEXIT Realty & Associates

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