201 E Ross St, Toledo, IA, 52342
About This Home
Great opportunity to own this ranch style home with a lot of newer updates, paint, flooring, bathroom, newer windows, furnace, air conditioner, large corner lot, main floor laundry, ready to move into, under assessed value! Please note this property is being sold “as is” and PHL will not pay the owners title policy at closing.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Construction materials: Other,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range Or Oven,Washer
- Laundry features: In Basement,Other
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Other,Primary On Main Level,Breakfast Area
- Flooring: LVP
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,356
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,356
- Total interior livable area: 1,356 sqft
Property
Details
- Parcel number: 14.15.486.002
- Zoning: Residential
- Special condition: Real Estate Owned
Features
- Patio & porch: Front Porch
- Exterior features: Other
Lot
- Lot size: 0.28 Acres
- Features: Less Than Half Acre
- Lot size dimensions: 75 x 162
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $683 | $8,196 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $197 | $2,364 |
| Electricity | $121 | $1,452 |
| Total | $1,165 | $13,980 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2023-07-13 | Sold | $195,000 |
| 2023-06-14 | Pending sale | $214,500 |
| 2023-03-30 | Listed for sale | $214,500 |
| 2021-09-29 | Sold | $44,000 |
| 2021-09-10 | Pending sale | $44,000 |
| 2021-09-10 | Listed for sale | $44,000 |
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