806 Oswego St, Tama, IA, 52339
About This Home
Perched high on the hill near many of Tama's beautifully maintained historic homes you'll find the spacious, lovely, low maintenance, 3 bedroom, 3 bathroom, 2 car garage home you have been searching for! As you enter you will love the inviting living and dining areas made cozy by the beautiful fireplace and built in cabinetry. Off the dining room is a stunning kitchen with recently updated Amish made cabinetry. Completing the main floor are 3 spacious bedrooms with plenty of closet space, a full bathroom as well as a 3/4 bathroom. The mainfloor has been freshly painted in tasteful neutral tones. Below you will have all the storage space and potential you could wish for as well as another 3/4 bathroom and potential for a 4th bedroom or office. Out back, you will appreciate the private patio space as well as the 2 car garage with alley access. What you may love most of all, however, are all of the recent updates that make this home truly move in ready, including, new furnace and A/C in 2024, brand new sewer line in 2024, new shingles in 2020 and a new refrigerator in 2025. Call to schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 1,616
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,616 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 14.27.478.002
Lot
- Lot size: 6,534 sqft
- Lot size dimensions: .15 acres
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $985 | $11,820 |
| Home Insurance * | $245 | $2,940 |
| Property Taxes | $329 | $3,948 |
| Electricity | $121 | $1,452 |
| Total | $1,680 | $20,160 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Pending sale | $194,900 |
| 2026-07-28 | Price change | $194,900 |
| 2026-07-11 | Listed for sale | $199,900 |
| 2023-08-24 | Listing removed | -- |
| 2023-07-11 | Pending sale | $160,000 |
| 2023-05-25 | Listed for sale | $160,000 |
View on Zillow