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384 Clear Branch Drive, West Jefferson, NC, 28694

4beds
3baths
2,840sqft
$789,900
$278price/sqft
$4,893/moest. monthly cost
$195,720/yrincome needed

About This Home

Highly desirable location with breathtaking panoramic views from multiple windows—this home truly has it all! Beautifully updated and situated just minutes from the shopping, dining, and entertainment of West Jefferson, as well as the popular Old Barn Winery and Mountain Aire Golf Course, this stylish home offers comfort, convenience, and exceptional mountain scenery. The main level features a bright, open-concept floor plan with a welcoming living room highlighted by a corner gas fireplace, a spacious dining area, and a well-appointed kitchen with abundant granite counter space, a breakfast bar, and upgraded stainless steel appliances. The primary suite includes a generous walk-in closet and an ensuite bath with a Jacuzzi tub and an upgraded walk-in tile shower. Two additional main-level bedrooms share a beautifully renovated guest bath featuring a walk-in shower. The laundry area is also conveniently located on the main level. Upstairs, you'll find a bedroom, full bath and flexible living space with multiple rooms that can easily serve as guest accommodations, hobby rooms, a home office, or additional storage. This home has been thoughtfully maintained with numerous updates, just to name a few: new metal roof (2018), 2 HVAC systems (2021 & 2023), water heater (2023), gorgeous Brazilian Teak HW flooring (2023), Pella windows & doors (2021), and remodeled lower-level bathrooms (2017). See full list of improvements in Supplements. Take in the spectacular long-range mountain views from the covered front porch, or enjoy outdoor dining and grilling on the rear deck just off the dining area. A standout feature of this property is the added value of the adjoining 1.139-acre buffer lot w/ storage shed, along with the oversized 28' x 24' two-car garage built in 2015, offering ample parking and storage space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Westwood ElementaryGrades K-61.1 mi
10/10
Ashe County MiddleGrades 7-86.8 mi
4/10
Ashe County HighGrades 9-123.2 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Metal
  • Construction materials: Modular/Prefab,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modular/Prefab,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave Hood Fan,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Double Hung,Double Pane Windows
  • Fireplace features: Gas,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,840

Heating & Cooling

  • Heating features: Electric,Fireplace(s),Heat Pump
  • Cooling features: Heat Pump,2 Units

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,840 sqft

Property

Details

  • Parcel number: 132956525276

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Multiple,Open
  • Exterior features: Storage
  • Has view: Yes
  • View description: Long Range,Mountain(s),Pasture,Residential

Lot

  • Lot size: 2.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Driveway,Garage,Two Car Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Ice Storm
Landslide
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Ashe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$287$3,444
Property Taxes $348$4,176
Electricity $264$3,174
Total$4,893$58,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,760/yr
40% on housing$146,790/yr
45% on housing$130,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 28694$169
Ashe County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 28694
Ashe County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$789,900
2014-10-08Sold$155,000
2013-03-06Sold$195,000
2007-07-13Sold$48,000

For Sale by Agent

AgentChristy Barr
BrokerageRegency On the Lake- West Jefferson

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