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817 Cumberland Ridge Way, Bowling Green, KY, 42103

5beds
5baths
3,607sqft
$789,900
$219price/sqft
$5,167/moest. monthly cost
$206,680/yrincome needed

About This Home

Two master suites on the MAIN LEVEL and 5 bedrooms in total! There is no lack of space or convenience here in Cumberland Ridge. The main level of this home features 4 bedrooms (2 of which are master suites), an additional office space with gorgeous wood built ins, a formal dining room, and cozy open concept living and kitchen area. The kitchen has a middle island that offers additional counter space and has a second sink. The spacious laundry room is the perfect addition to all of the square footage and bedrooms. But it doesn't stop there! Upstairs you have a spacious bonus room with a full bathroom and attic storage access. The 3 car temperature controlled garage really is the cherry on top!! Out back you'll find a covered patio overlooking a quiet, lush, yard with an outdoor kitchen and plenty of green space for kids or pets! The fire pit and grill are connected to a gas line for ultimate convenience. Grill and green egg to stay with property. Front and back yards are irrigated, making lawn maintenance a breeze!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

10/10
10/10
Greenwood High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2014

Materials

  • Roof: Shingle
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range,Range Hood,Refrigerator,Water Softener,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Double Vanity,Granite Counters,Separate Shower,Walk-In Closet(s)

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 4

Features

  • Bookshelves,Ceiling Fan(s),Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Walls (Dry Wall),Eat-in Kitchen,Formal Dining Room
  • Window features: Thermo Pane Windows,Blinds,Skylight(s)
  • Flooring: Carpet,Tile
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,607
  • Total interior livable area: 3,607 sqft

Kitchen

  • Features: Eat-in Kitchen,Granite Counters,Pantry

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom

Details

  • Parcel number: 052b07136

Features

  • Levels: One and One Half
  • Patio & porch: Covered Front Porch,Covered Patio
  • Exterior features: Concrete Walks,Lighting,Gas Grill,Landscaping,Mature Trees,Stamped Concrete Walks,Trees
  • Fencing: Back Yard

Lot

  • Lot size: 0.76 Acres
  • Features: Subdivided

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Tornado
Cold Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$387$4,644
Property Taxes $502$6,024
Electricity $284$3,418
Total$5,167$62,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,154/yr
40% on housing$155,010/yr
45% on housing$137,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 42103$176
Warren County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42103$186
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$789,900
2026-06-15Listed for sale$799,900
2018-08-15Sold$485,000
2018-07-03Pending sale$479,900
2018-06-22Listed for sale$479,900
2012-10-10Sold$72,500

For Sale by Agent

AgentTony M Huynh
BrokerageKeller Williams First Choice R

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