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108 Henderson Pl, Cadillac, MI, 49601

1beds
1baths
400sqft
$132,000
$330price/sqft
$1,137/moest. monthly cost
$45,480/yrincome needed

About This Home

NOT FOR RENT! Even more adorable and cozy than it looks! This turn key tiny home is well built, is full of taseful features and upgrades, and is ready to be your family vacation destination or even a potentialy primary home for years to come! You will love the direct Lake Mitchell access, less than a minute walk across the street! But you won't even have to leave your proeprty to enjoy a backyard firepit, a tiki-bar, and a private fenced in backyard setting. The location is more than ideal! LESS than 20 minutes from Caberfae peaks, minutes from thousands of acres and miles of trails on state land, and yet also only minutes from HWY 131, M-115 and all the parks, lakes, beaches and recreation that this area is reknowned for. Come take a look today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
6/10

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Wall Furnace,Other
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 400
  • Total interior livable area: 400 sqft

Property

Details

  • Parcel number: 2110BB55843

Features

  • Stories: 1
  • Waterfront features: Lake

Lot

  • Lot size: 3,484 sqft
  • Features: Level,Cul-De-Sac
  • Lot size dimensions: 35 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Tornado

FEMA Declared Disasters in Wexford County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $667$8,004
Home Insurance *$65$780
Property Taxes $217$2,604
Electricity $188$2,259
Total$1,137$13,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,982/yr
40% on housing$34,110/yr
45% on housing$30,320/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 49601$152
Wexford County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 49601$164
Wexford County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$143,700
2025-09-28Price change$149,000
2025-08-30Listed for sale$159,000
2024-07-22Sold$130,000
2024-06-24Pending sale$134,900
2024-06-13Price change$134,900
2024-05-10Listed for sale$139,900
2019-08-19Sold$63,000
2019-05-29Listed for sale$67,900
2018-10-30Sold$60,000
2018-08-16Price change$63,900
2018-04-13Listed for sale$64,900
2016-05-25Sold$51,900

For Sale by Agent

AgentJoseph McNally
BrokerageRE/MAX TOGETHER

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