6642 Burchfield Rd, Indian River, MI, 49749
About This Home
Welcome to this beautiful waterfront home, perfectly situated on a private canal just off Burt Lake.112' of frontage with 3 spacious bedrooms and 2 full baths, this well-maintained home combines comfort, convenience and an exceptional Northern Michigan lifestyle. Enjoy peaceful mornings & relaxing evenings in the sun porch overlooking the canal, or entertain family and friends in the finished walkout basement with easy access to the water. A two-car attached garage provides plenty of space for vehicles and storage. This home is located just a few hundred yards off Burt Lake on your own private canal parking your boat right in front of your house. Home is located just a short walk from downtown Indian River, you'll enjoy easy access to local shops, restaurants and community events while still experiencing the privacy and tranquility of waterfront
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Basement
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Washer,Range/Oven,Refrigerator,Microwave,Dryer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Sauna,Walk-In Closet(s)
- Door features: Doorwall
- Finished area above ground: 1,296
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,592
- Total interior livable area: 2,592 sqft
Property
Details
- Parcel number: 161H2100000900
- Special condition: Estate
Features
- Patio & porch: Deck,Patio/Porch
- On waterfront: Yes
- Waterfront features: Inland Waterway
- Waterbody name: Burt Lake
Lot
- Lot size: 0.27 Acres
- Features: Landscaped
- Lot size dimensions: 112.5 x 105.51
Parking
- Parking features: Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hail
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cheboygan County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $451 | $5,412 |
| Property Taxes | $684 | $8,208 |
| Electricity | $282 | $3,392 |
| Total | $4,703 | $56,436 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $649,900 |
| 2020-06-18 | Sold | $280,900 |
| 2020-05-14 | Listed for sale | $269,900 |
| 2015-01-09 | Sold | $157,500 |
For Sale by Agent
View on Zillow