105 Hillwood Dr, Lake City, MN, 55041
About This Home
Located on a quiet cul-de-sac in the Jewel subdivision, this 5-bedroom home offers a clean, modern layout with standout views of Sugarloaf. Built in 2015 and set on a 0.38-acre lot, it checks the boxes for both functionality and setting. The main level features three bedrooms, including a primary suite with a walk-in closet and private ¾ bath with double sinks, along with convenient main floor laundry. Hickory floors, dark-stained solid wood cabinetry, and stainless steel appliances highlight the kitchen, while the dining area walks out to a minimum maintenance deck—perfect for enjoying the views and outdoor space. The lower level adds flexibility with a spacious family room, two additional bedrooms, plumbing in place for a third bathroom, and plenty of storage. Outside, the home offers clean curb appeal, an attached three-car garage, in-ground sprinkler system, and a fenced area for pets. The yard includes peach and apple trees, adding to the appeal of the outdoor space--and for added convenience, a perimeter wire-free robotic lawn mower, the Mammotion Luba 5000 is included to keep the yard looking its best with ease. A great combination of location, layout, and views.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Roof: Asphalt
- Construction materials: Concrete,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Daylight,Finished,Full,Storage Space,Walk-Out Access
Bedroom
- Level: Main
- Area: 236.25
- Dimensions: 17.5 x 13.5
Bedroom2
- Level: Main
- Area: 136.5
- Dimensions: 13 x 10.5
Bedroom3
- Level: Main
- Area: 132
- Dimensions: 11 x 12
Bedroom4
- Level: Basement
- Area: 169
- Dimensions: 13 x 13
Bedroom5
- Level: Basement
- Area: 212.5
- Dimensions: 17 x 12.5
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Family Room
- Level: Basement
- Area: 546
- Dimensions: 28 x 19.5
Features
- Finished area below ground: 1,550
- Finished area above ground: 1,640
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,280
- Total interior livable area: 3,280 sqft
Kitchen
- Level: Main
- Area: 126
- Dimensions: 10.5 x 12
Living Room
- Level: Main
- Area: 263.25
- Dimensions: 19.5 x 13.5
Storage
- Level: Basement
- Area: 108
- Dimensions: 12 x 9
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: R220199300
- Zoning description: Residential-Single Family
- Foundation area: 1640
Features
- Levels: One
- Stories: 1
- Patio & porch: Composite Decking,Deck,Front Porch
- Fencing: Partial
Lot
- Lot size: 0.38 Acres
- Features: Irregular Lot,Tree Coverage - Light
- Lot size dimensions: 66 x 116 x 56 x 141 x 134
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Wabasha County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance * | $301 | $3,612 |
| Property Taxes | $489 | $5,868 |
| Electricity | $276 | $3,319 |
| Total | $3,593 | $43,116 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Listed for sale | $525,000 |
| 2026-04-13 | Listing removed | $524,500 |
| 2026-03-17 | Price change | $524,500 |
| 2026-03-04 | Listed for sale | $529,500 |
| 2015-06-02 | Sold | $295,000 |
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