313 Sacred Cove Rd, Gravois Mills, MO, 65037
About This Home
Privacy, gentle lakefront living, and room to enjoy everything the Lake of the Ozarks has to offer—this charming 2-bedroom, 1-bath retreat checks all the boxes. Nestled on nearly an acre with over 125 feet of lake frontage, this property offers a rare combination of space, seclusion, and convenience just minutes from Laurie, restaurants, shopping, and local attractions. Inside, you'll find an updated home featuring beautiful hardwood floors, a warm interior, and a rustic covered lakeside patio that's perfect for grilling, entertaining, or relaxing with lake views. The new roof and updated septic system provide added peace of mind. The outdoor setting is what truly sets this property apart. The nearly flat lot offers an easy walk with hardly any steps to the one-well dock with hoist. A boat ramp shared by only five homes adds even more convenience. Two detached garages/shops provide plenty of space for vehicles, boats, lake toys, a workshop, or extra storage. Whether you're searching for a weekend escape, full-time residence, or the perfect Lake of the Ozarks retreat, opportunities like this are becoming increasingly difficult to find.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Crawlspace
- Roof: Architectural,Shingle
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: One and One Half Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator,Water Softener Rented,Stove
Basement
- Basement: Crawl Space
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
Features
- Ceiling Fan(s),Fireplace,Cable TV,Vaulted Ceiling(s)
- Flooring: Luxury Vinyl Plank
- Number of fireplaces: 1
- Fireplace features: One,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 970
- Total interior livable area: 970 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 06100210000000009000
- Zoning description: Residential
- Exclusions: Personal Items,some furniture may be negotiable
Features
- Levels: One and One Half
- Patio & porch: Covered,Deck
- Exterior features: Deck,Gravel Driveway
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Lake Front,Seawall
Lot
- Features: Gentle Sloping,Lake Front,Views
- Lot size dimensions: irregular
Parking
- Total spaces: 3
- Parking features: Detached,Electricity,Garage,Garage Door Opener
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,072 | $24,864 |
| Home Insurance * | $203 | $2,436 |
| Property Taxes | $157 | $1,884 |
| Electricity | $141 | $1,693 |
| Total | $2,573 | $30,876 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $399,900 |
| 2026-07-20 | Price change | $409,900 |
| 2026-07-01 | Listed for sale | $425,000 |
| 2021-10-08 | Listing removed | -- |
| 2021-09-01 | Contingent | $295,000 |
| 2021-08-27 | Listed for sale | $295,000 |
View on Zillow