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15 Top Deck Ct, Osage Beach, MO, 65065

2beds
2baths
1,426sqft
$388,500
$272price/sqft
$2,474/moest. monthly cost
$98,960/yrincome needed

About This Home

Fabulous find in Tan-Tara/ Margaritaville. This Lakeview cottage is turnkey and ready to enjoy. Vaulted ceilings, electric fireplace and newer kitchen with granite countertops and stainless appliances. Light and bright with lots of windows. You will love the spacious bedrooms, walk in shower in one bath and jacuzzi tub in the other. Tan-Tara dues include a 9 hole golf course to use at your leisure and you have access to two pools, plus your just a golf cart ride away from Margaritaville and all they have to offer; outdoor waterpark, indoor waterpark, spa, miniature golf, pickle ball, horseback riding and a marina. Home is set up perfectly for AirBnB/VRBO rental. Already has 5 Star reviews !! Guest love how clean it is and so will you. Sleeps 8 with pull out bed in lower level. Home has lots of bookings through out the summer and new buyer must honor them.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
7/10
Camdenton Middle SchoolGrades 7-88.7 mi
6/10
Camdenton High SchoolGrades 9-128.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled

Materials

  • Foundation: Basement
  • Construction materials: Shake Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Microwave,Range,Refrigerator,Stove,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Water Heater
  • Laundry features: Stacked

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom

  • Level: Main

Bathroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Jetted Tub,Cable TV,Vaulted Ceiling(s)
  • Flooring: Luxury Vinyl Plank
  • Fireplace features: None

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,426
  • Total interior livable area: 1,426 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Living Room

  • Level: Lower

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 00808300700000011001000
  • Zoning description: Residential
  • Other equipment: Dehumidifier
  • Exclusions: Black iron sailboat,boat rope,blue pot in front deck and golf cart. Golf cart is avaliable for addtional money

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck,Open
  • Exterior features: Blacktop Driveway,Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake Privileges

Lot

  • Features: Cul-De-Sac,Gentle Sloping,Views
  • Lot size dimensions: see plat

Parking

  • Parking features: Assigned,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Heat Wave
Lightning
Tornado
Hail
Landslide
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,964$23,568
Home Insurance *$221$2,652
Property Taxes $148$1,776
Electricity $141$1,693
Total$2,474$29,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,822/yr
40% on housing$74,220/yr
45% on housing$65,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$368
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$388,500
2024-04-16Sold--
2024-04-11Pending sale$349,000
2024-03-26Contingent$349,000
2024-03-25Listed for sale$349,000
2020-03-19Sold--
2020-02-18Pending sale$199,800
2020-02-14Price change$199,800
2019-12-10Price change$205,000
2019-11-04Price change$215,000
2019-10-16Price change$222,000
2019-10-01Listed for sale$229,500
2019-01-24Sold--

For Sale by Agent

AgentVALERIE ANNE LITTRELL
BrokerageReal Estate at the Lake

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