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299 Moongate Dr, Osage Beach, MO, 65065

3beds
3baths
1,936sqft
$389,900
$201price/sqft
$2,489/moest. monthly cost
$99,560/yrincome needed

About This Home

This beautifully updated 3 bed, 3 bath home is completely move-in ready—featuring new flooring, appliances, and stylish furnishings throughout. This property delivers the perfect blend of comfort, space, and outdoor lifestyle. From the moment you walk in, the care and pride of ownership is evident in every detail. Inside, the home features a well-designed layout with generous living areas, creating a comfortable environment for both everyday living and entertaining. Natural light fills the home, enhancing the architectural design, vaulted ceilings and the open feel throughout. Whether you’re looking for a strong rental investment or the perfect place to make lasting family memories, this property offers the best of both worlds. Enjoy neighborhood amenities, or hop on your golf cart and cruise over to Margaritaville Lake Resort Lake of the Ozarks for even more—four additional pools, dining, and endless entertainment just minutes away. Turn-key lifestyle in a premier neighborhood. This home is more than just a property; it is a timeless, cared-for sanctuary designed for year-round enjoyment. Come fall in love with this home before it's gone!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
7/10
Camdenton Middle SchoolGrades 7-88.9 mi
6/10
Camdenton High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 1981

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 968

Interior Area

  • Total structure area: 1,936
  • Total interior livable area: 1,936 sqft

Property

Details

  • Parcel number: 08300700000005013000

Features

  • Levels: 2+ Stories
  • Stories: 2

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Heat Wave
Lightning
Tornado
Hail
Landslide
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$222$2,664
Property Taxes $149$1,788
Electricity $147$1,774
Total$2,489$29,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,337/yr
40% on housing$74,670/yr
45% on housing$66,373/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$369
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$389,900
2023-11-24Listing removed--
2023-06-03Listed for sale$424,000
2021-09-17Sold--
2016-09-23Sold--

For Sale by Agent

AgentMENDA M GILBERT
BrokerageNEXTHOME LAKE LIVING

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