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2209 Standing Rock Rd, Camdenton, MO, 65020

6beds
4baths
3,502sqft
$925,000
$264price/sqft
$5,791/moest. monthly cost
$231,640/yrincome needed

About This Home

Custom built Home with great Lake View. Covered Porch has Entry to the Living Room with lots of Lake View Windows, Fireplace and 12 Ft Ceilings. Gourmet Kitchen has Custom Cherry Cabinets, Wine Cooler, Stainless Steel Appliances, Gas Chef Oven, Electric Oven, Pantry w/roll-out Shelving and nice Work Island. There is a Dining Room off the Kitchen with Lake View Windows that leads out to a large open Deck with great Lake View of the Osage 33 Mile Mark. The Master Bedroom/Bath has a Jetted Tub, Walk-In Shower and Walk-In Closet. Downstairs is a large Family Room with a Kitchen and outside covered Deck. There is an attached 2-Car Garage and level Parking. The 3-Well Concrete Dock has a Swim Platform and you can take the Steps to the Dock or use the Gated Tram. The Subdivision has a lot of nice Homes and is a great location on the Lake.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Camdenton Middle SchoolGrades 7-87.3 mi
6/10
Camdenton High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Basement,Poured
  • Construction materials: Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Water Softener Owned,Stove,Wine Cooler

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Full

Bathroom

  • Level: Main

Bathroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: Lower

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Attic,Wet Bar,Ceiling Fan(s),Fireplace,Jetted Tub,Pantry,Walk-In Closet(s),Walk-In Shower
  • Door features: Storm Door(s)
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,502
  • Total interior livable area: 3,502 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Bath in Primary Bedroom
  • Level: Main

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 07502200000004001011
  • Zoning description: Residential
  • Exclusions: Personal Items

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Concrete Driveway,Covered Patio,Deck
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Seawall,Lake Front

Lot

  • Lot size: 0.72 Acres
  • Features: Lake Front,Level,Sloped
  • Lot size dimensions: 94 x 280 x 80 x 290

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Hail
Heat Wave
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$493$5,916
Property Taxes $354$4,248
Electricity $267$3,209
Total$5,791$69,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,548/yr
40% on housing$173,730/yr
45% on housing$154,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 65020$208
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65020
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$990,000

For Sale by Agent

AgentLinda Eldridge
BrokerageColdwell Banker Lake Country

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