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127 Shorecrest Ave, Camdenton, MO, 65020

2beds
1baths
576sqft
$179,000
$311price/sqft
$1,209/moest. monthly cost
$48,360/yrincome needed

About This Home

Lake views and easy lake living await! This 2-bedroom, 1-bath townhome offers 576 square feet and overlooks the 11 MM of the Big Niangua Arm at Lake of the Ozarks. The property includes a 10x24 boat slip with a Firstmate remote-controlled hoist, accommodating boats up to 27 feet and making launching and loading effortless. Community amenities include a sand beach, playground area, and a floating swim dock with waterslide—perfect for enjoying long summer days on the water. Several updates have already been completed, including new siding in 2021, upgraded 200-amp electrical service in 2019, and a newer front deck added in 2018. The metal roof was installed in 2005. The subdivision also installed brand-new asphalt on July 23, 2025, which has already been paid in full by the seller. A storage shed provides additional space for lake gear and outdoor equipment. Whether you're looking for a weekend retreat or a low-maintenance lake escape, this property offers a great opportunity to start enjoying Lake of the Ozarks.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Dogwood Elementary SchoolGrades PK-23.7 mi
7/10
Camdenton Middle SchoolGrades 7-83.7 mi
6/10
Camdenton High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: Townhouse
  • Architectural style: One Story
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Window Unit(s),WallWindow Unit(s)

Features

  • Ceiling Fan(s),Partially Furnished,Window Treatments
  • Door features: Storm Door(s)
  • Window features: Window Treatments
  • Fireplace features: None

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Property

Details

  • Parcel number: 13502100000006011010
  • Zoning description: Multi Family
  • Exclusions: Stereo system,fish on the walls,personal items

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck,Gravel Driveway,Playground,Storage
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Channel,Beach Access,Lake Privileges,Seawall

Lot

  • Lot size: 0.37 Acres
  • Features: Gentle Sloping,Views
  • Lot size dimensions: 42 x 47 x 39 x 33

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Hail
Heat Wave
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$95$1,140
Property Taxes $68$816
Electricity $141$1,693
Total$1,209$14,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,451/yr
40% on housing$36,270/yr
45% on housing$32,240/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 65020$215
Camden County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 65020
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-13Listed for sale$189,000
2026-02-06Listing removed$189,000
2025-10-16Price change$189,000
2025-08-15Listed for sale$199,900

For Sale by Agent

AgentMATT FORD TEAM
BrokerageKeller Williams L.O. Realty

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