106 Mount Carmel Rd, Eldon, MO, 65026
About This Home
One-owner home, thoughtfully built and well maintained! This 3 bed, 2 bath earth-contact home sits on 4.2 acres of open ground and mature trees, offering a versatile and private setting with a beautiful view of the valley. Designed for efficiency, the earth-contact construction helps keep utility costs low year-round. The open-concept main living area is ideal for large family gatherings, while the spacious master suite features a huge walk-in closet. Convenient main-level laundry plus attic access adds extra storage. All-electric home with a gas/electric combination cooking stove. A new metal roof provides long-term durability and peace of mind. Outside, the acreage offers endless possibilities—recreation, hobby farming, or room to add a shop or garage—plus multiple storage sheds for equipment and tools. Enjoy your own private shooting range and excellent hunting with abundant turkey and deer. Experience a welcoming setting with great neighbors while still maintaining privacy. Located just minutes from Eldon and Lake Ozark, and located in the School of the Osage School District.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1993
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2015
Type & Style
- Home type: SingleFamily
- Architectural style: Berm
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Range,Refrigerator,Stove,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Walk-In Closet(s),Walk-In Shower
- Fireplace features: Electric
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,568
- Total interior livable area: 1,568 sqft
Property
Accessibility
- Accessibility features: Low Threshold Shower
Details
- Parcel number: 058028000000005001
- Zoning description: Residential
- Exclusions: Personal Items
Features
- Exterior features: Gravel Driveway
Lot
- Lot size: 4.20 Acres
- Features: Acreage,Gentle Sloping,Level,Outside City Limits,Open Lot,Wooded
- Lot size dimensions: irr
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $285 | $3,420 |
| Property Taxes | $137 | $1,644 |
| Electricity | $141 | $1,693 |
| Total | $2,079 | $24,948 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $309,900 |
| 2026-04-14 | Listing removed | $310,000 |
| 2026-02-25 | Price change | $310,000 |
| 2026-01-21 | Price change | $320,000 |
| 2025-11-21 | Listed for sale | $325,000 |
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