12776 Black Forest Rd, Rapid City, SD, 57702
About This Home
Listed by Kevin Andreson, KWBH 605-646-5409. Escape to your own Black Hills turnkey retreat. Just minutes from Pactola Lake, this 5-bedroom, 3.5-bath home offers the perfect blend of rustic charm, privacy, and functionality—ideal as a full-time residence, vacation getaway, or high-potential short-term rental. Designed for gathering and relaxation, the home features spacious bedrooms throughout and two main-level suites with private baths, making it well-suited for hosting large families and guests. Inside, a striking fireplace and hearth anchor the living space and create a warm, lodge-style atmosphere. Outdoor living is where this property truly shines. Enjoy an oversized front deck with metal railings, a large back patio built for summer evenings, and a classic horseshoe pit for entertaining. Two exterior outbuildings provide excellent storage or the perfect playhouse setup, plus a detached one-car garage. Major updates include Euroshield weathertite architectural, impact-resistant shingle roof and a brand new oversized front deck. The home is also being offered furnished, saving thousands and making it move-in or rental ready from day one! Located centrally to explore Rapid City, Deadwood, and Hill City, this property delivers the best of Black Hills living—adventure by day, peaceful retreat by night just minutes from Pactola Lake. Most importantly a place to make lifetime memories with friends and family.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Poured Concrete Fd.
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Site Built
Interior
Appliances
- Appliances included: None
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partial,Finished
Bedroom2
- Level: Main
- Area: 182
Bedroom3
- Level: Lower
- Area: 176
Bedroom4
- Level: Lower
- Area: 190
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 112
Features
- Walk-In Closet(s),Ceiling Fan(s)
- Flooring: Carpet,Wood,Tile
- Number of fireplaces: 1
- Fireplace features: One
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: None
Interior Area
- Total structure area: 2,842
- Total interior livable area: 2,842 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
- Area: 513
Master Bedroom
- Level: Main
- Area: 336
Property
Details
- Parcel number: 3515453003
Features
- Patio & porch: Porch Open,Open Deck
- Exterior features: Lighting
Lot
- Lot size: 0.59 Acres
- Features: Wooded,Lawn,Trees
Parking
- Total spaces: 1
- Parking features: One Car,Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Landslide
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Pennington County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance | $353 | $4,236 |
| Property Taxes | $544 | $6,528 |
| Electricity | $217 | $2,605 |
| Total | $4,147 | $49,764 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Price change | $649,900 |
| 2026-02-09 | Listed for sale | $659,900 |
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