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10689 S Oak Ridge Est, Haubstadt, IN, 47639

5beds
5baths
4,531sqft
$830,000
$183price/sqft
$6,129/moest. monthly cost
$245,160/yrincome needed

About This Home

Custom-built Cape Cod situated on a private 1-acre lot in a highly sought-after area in Haubstadt, offering 5 bedrooms, 5 bathrooms, and exceptional living space designed for comfort, entertaining, and multi-generational living. This beautifully crafted home features over 9-foot ceilings, abundant natural light, and thoughtful custom details throughout. The main-level gourmet kitchen showcases custom cabinetry by Fehrenbacher an oversized island with extensive storage, built-in microwave/oven combination, pot filler, and a spacious Butler’s pantry. The fully finished walkout basement includes a second full kitchen with built-in double ovens and island seating, creating the perfect setup for guests, entertaining, or separate living quarters. The lower level also features a large living room, recreation area, bedroom, full bathroom, exercise/storage space, and oversized windows that fill the basement with natural light. Enjoy cozy evenings with two fireplaces — a wood-burning fireplace on the main level and a gas fireplace downstairs. Outdoor living is just as impressive with a covered deck, additional deck and patio space, and a secluded fire pit nestled in the woods for relaxing and entertaining. Additional highlights include a tiled pet/mudroom wash station, tankless water heater, water softener, oversized 2-car garage with workstation, and countless custom touches throughout. A rare opportunity to own a one-of-a-kind custom home that blends luxury, functionality, privacy, and an outstanding location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
9/10

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Gas,Wood / Pellet
  • Cooling features: Central

Interior Area

  • Total interior livable area: 4,531 sqft

Property

Details

  • Parcel number: 262302402002522024

Features

  • Exterior features: Vinyl,Brick

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,196$50,352
Home Insurance *$943$11,316
Property Taxes $575$6,900
Electricity $415$4,984
Total$6,129$73,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,137/yr
40% on housing$183,870/yr
45% on housing$163,440/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 47639$133
Gibson County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 47639
Gibson County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$975,000

For Sale by Owner

AgentProperty Owner

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