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3385 W Shady Side Rd, Angola, IN, 46703

2beds
1baths
900sqft
$225,000
$250price/sqft
$1,598/moest. monthly cost
$63,920/yrincome needed

About This Home

Looking for an affordable way to enjoy life on Crooked Lake? This 2-bedroom, 1-bath home offers a fantastic opportunity to own a property with shared easement access(this is not deeded) to Crooked Lake. The lake access is conveniently located across the road from the home, making it easy to spend your days on the water. Situated on two parcels totaling .39 acre, the property provides plenty of outdoor space with room to relax, entertain, or expand your vision. Whether you're looking for a year-round residence, weekend getaway, or investment opportunity, this home offers incredible potential at an attainable price. This cottage is ready for your personal updates and finishing touches. Don't miss this chance to enjoy all that Crooked Lake has to offer without the waterfront price tag!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
8/10
Angola Middle SchoolGrades 6-84.7 mi
5/10
Angola High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1945

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Oven,Electric Range

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 84

Features

  • Finished area below ground: 0
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 900 sqft

Kitchen

  • Level: Main
  • Area: 80

Living Room

  • Level: Main
  • Area: 156

Property

Details

  • Parcel number: 760617120213.000011

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: Ski Lake,Lake
  • Waterbody name: Crooked Lake
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(0)

Lot

  • Lot size: 0.39 Acres
  • Features: 0-2.9999
  • Lot size dimensions: 150x120

Parking

  • Total spaces: 1
  • Parking features: Basement
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$131$1,572
Property Taxes $146$1,752
Electricity $184$2,212
Total$1,598$19,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,788/yr
40% on housing$47,940/yr
45% on housing$42,613/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 46703$222
Steuben County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 46703$166
Steuben County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$225,000

For Sale by Agent

AgentGabe Cerny
BrokerageRE/MAX Results

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