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175 Ln 250b W, Angola, IN, 46703

4beds
2baths
1,260sqft
$269,900
$214price/sqft
$1,902/moest. monthly cost
$76,080/yrincome needed

About This Home

Wake up to gorgeous sunrises and unwind to peaceful water views at this 4-bedroom, 2-bath home on West Otter Lake. Whether you’re searching for the perfect weekend escape, a high-performing short-term rental opportunity, or a comfortable year-round residence, this property truly checks every box. Designed for relaxation and connection, the home features a spacious eat-in kitchen and generous living areas for family and guests. Large windows frame beautiful lake views while filling the interior with natural light. The serene, private setting makes it easy to leave the stress of everyday life behind. Spend your days enjoying the water, entertaining on the deck, or simply soaking in the quiet beauty that only lake life can offer. With ample sleeping space, inviting common areas, and a location that appeals to vacationers and homeowners alike, this West Otter Lake retreat offers both lifestyle and investment potential in one exceptional package. Sold furnished—just bring your personal items and start enjoying lake life from day one.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1946

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Washer/Dryer Stacked,Electric Range,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),Laminate Counters,Eat-in Kitchen,Open Floorplan,Stand Up Shower,Tub/Shower Combination
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,260

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 234

Property

Details

  • Parcel number: 760529310108.000005

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Waterfront-High Bank,Deck on Waterfront,Lake Front,Non Ski Lake
  • Waterbody name: Otter Lake
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(80)

Lot

  • Lot size: 0.34 Acres
  • Features: Few Trees,Sloped,Lake
  • Lot size dimensions: 80x185

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$157$1,884
Property Taxes $197$2,364
Electricity $184$2,212
Total$1,902$22,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,211/yr
40% on housing$57,060/yr
45% on housing$50,720/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 46703$222
Steuben County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 46703$166
Steuben County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$279,900
2026-04-20Listed for sale$290,000
2001-09-07Sold$80,000

For Sale by Agent

AgentTony Pawlicki
BrokerageNorthern Lakes Realty

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