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274 Haynes Cemetery Rd, Murray, KY, 42071

6beds
4baths
4,468sqft
$625,000
$140price/sqft
$4,441/moest. monthly cost
$177,640/yrincome needed

About This Home

Welcome to 274 Haynes Cemetery Road, located in the highly sought-after waterfront Western Shores development. This beautifully crafted home offers an exceptional blend of elegance, comfort, and functionality with generous living space on both levels. The main level welcomes you with a spacious open foyer that flows seamlessly into the formal dining room and living area featuring a cozy gas log fireplace. Beautiful hardwood flooring is featured throughout the entire main level. The well-appointed kitchen showcases custom solid wood cabinetry, ample workspace, and easy access to the large, screened porch—perfect for relaxing or entertaining while enjoying the peaceful surroundings. The spacious owner's suite serves as a private retreat, while two additional bedrooms share a convenient Jack-and-Jill bath. Completing the main level is a home office and 3-car attached garage and a solid wood staircase leading to the lower level. The walk-out basement expands the home's versatility with direct access to a covered patio. This level features three additional bedrooms, a full bathroom, a large bonus room ideal for recreation, media, fitness, or hobbies, plus a dedicated mechanical room offering excellent storage and utility space. In addition to the attached garage, the property also includes a detached garage/workshop, providing abundant space for vehicles, equipment, hobbies, or additional storage. Situated just a short distance to North Lake Park and the community boat ramp and dock. This exceptional property combines quality craftsmanship, spacious accommodations, and an ideal layout for everyday living and entertaining. Whole house generator conveys and the partially floored attic offers excellent storage. Comfortable and private ONLY a half mile from beautiful Kentucky Lake.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
6/10
Calloway County High SchoolGrades 9-1214.2 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Other
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Double Oven,Dishwasher,Microwave,Refrigerator,Washer,Cooktop,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Concrete,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access,Walk-Up Access

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Window features: Insulated Windows
  • Flooring: Carpet,Concrete,Ceramic Tile,Hardwood,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room,Propane
  • Fireplace: Yes
  • Finished area below ground: 2,113
  • Finished area above ground: 2,355

Heating & Cooling

  • Heating features: Electric,Forced Air,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,468
  • Total interior livable area: 4,468 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Office

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 092B000200041

Features

  • Levels: Two
  • Exterior features: Fire Pit

Lot

  • Lot size: 1.54 Acres
  • Features: Wooded,Few Trees

Parking

  • Total spaces: 4
  • Parking features: Attached Garage,Detached Garage,Driveway,Garage Door Opener,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Drought

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$532$6,384
Property Taxes $397$4,764
Electricity $352$4,234
Total$4,441$53,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,262/yr
40% on housing$133,230/yr
45% on housing$118,426/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 42071$143
Calloway County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 42071$141
Calloway County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$625,000
2026-07-25Listed for sale$625,000
2025-03-31Sold$568,000
2024-10-31Listed for sale$580,000
2009-08-18Sold$30,000

For Sale by Agent

AgentKrista Thompson
BrokerageKopperud Realty

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