See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2215 Highway 144, Owensboro, KY, 42303

2beds
1baths
1,564sqft
$194,900
$125price/sqft
$1,309/moest. monthly cost
$52,360/yrincome needed

About This Home

Spacious 2-bedroom, 1.0 bathroom house with a total of 1,564 sf, in addition to full unfinished basement (with additional full bathroom). Lots of charm including features such as a fireplace, crown molding, built-in shelving, hardwood flooring, arched doorway, and separate living room and dining room. Recent updates by owner include roof, HVAC systems, and interior paint. Property includes a large front covered porch, rear covered porch, fenced back yard (chain link), and detached two-car garage. LARGE 0.46-acre lot (see photos for aerial/drone photos) near river with plenty of rear lot space (between fence and rear alley) for additional building potential (ie. shop/garage with second story to view river). Rear access to lot via rear alleyway (look for stakes) off Brown Ct. Paved driveway is shared with neighbor (to the right, 2221 Highway 144).

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • Year built: 1931

Materials

  • Foundation: Basement
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Gas Water Heater
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Other
  • Flooring: Hardwood,Tile,Vinyl
  • Fireplace features: Fireplace
  • Fireplace: Yes
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,564

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,068
  • Total interior livable area: 1,564 sqft

Kitchen

  • Features: Other
  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 001150100200000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Front Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.46 Acres
  • Features: 50-75 Front,Level,Landscaped
  • Lot size dimensions: 0.46 acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Earthquake
Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance *$136$1,632
Property Taxes $34$408
Electricity $154$1,850
Total$1,309$15,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,880/yr
40% on housing$39,270/yr
45% on housing$34,906/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 42303$149
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42303$151
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$194,900
2026-08-14Listed for sale$194,900
2026-08-10Pending sale$194,900
2026-07-15Listed for sale$194,900
2025-02-21Sold$161,000
2022-01-19Sold$190,900
2021-12-15Pending sale$184,900
2021-12-14Listed for sale$184,900
2021-08-02Sold$112,500

For Sale by Agent

AgentMatt Aull
BrokerageBHG Realty

Similar Homes