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801 S Mill St, Clio, MI, 48420

9beds
7baths
3,327sqft
$440,000
$132price/sqft
$3,342/moest. monthly cost
$133,680/yrincome needed

About This Home

Charming 7 unit apartment complex conveniently located across from VGs and within walking distance to schools and shopping. Each unit has a separate electric, water heater and heat source. Exterior remodeled in 2017, including siding, roof and asphalt. All units completely remodel between 2020 and 2024. There are 3 one bedroom apartments, 1 two bedroom apartment, 1 three bedroom apartment, 1 efficiency apartment and a separate small house with one bedroom.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

6/10
Clio Intermediate SchoolGrades 4-50.6 mi
5/10
7/10
Clio Area High SchoolGrades 8-121.1 mi

Construction

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Microwave,Range/Oven,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 7
  • Full bathrooms: 7

Heating & Cooling

  • Heating features: Baseboard,Wall Furnace
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,327
  • Total interior livable area: 3,327 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 5123100003

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.95 Acres
  • Features: Main Street
  • Lot size dimensions: 135 x 307

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$298$3,576
Property Taxes $458$5,496
Electricity $362$4,354
Total$3,342$40,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,582/yr
40% on housing$100,260/yr
45% on housing$89,120/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 48420$122
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48420$152
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$440,000
2026-01-30Pending sale$440,000
2024-12-06Listed for sale$440,000
2019-11-13Sold$178,000
2019-10-24Pending sale$199,900
2019-10-14Listed for sale$199,900
1999-05-11Sold$115,000
1995-10-24Sold$98,900

For Sale by Agent

AgentAndrea Robinson
BrokerageHamadyRobinson, REALTORS®

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