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513 Kennedy St, Alma, NE, 68920

4beds
2baths
1,360sqft
$229,000
$168price/sqft
$2,591/moest. monthly cost
$103,640/yrincome needed

About This Home

Blending timeless character with modern updates, this 4-bed, 2-bath home is a must-see! Main level features a spacious primary bedroom, full bath, laundry, and an inviting living/dining area that flows into the updated kitchen with granite countertops, soft-close cabinetry, and eat-at bar. Upstairs offers 3 bedrooms, full bath, and updated drywall, electrical, and flooring. Includes partial basement, underground sprinklers, and oversized 2-car garage—all in a great Alma location!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
Alma Elementary At AlmaGrades PK-60.3 mi
4/10
Alma High SchoolGrades 7-120.3 mi

Construction

Condition

  • Property condition: 61+
  • Year built: 1900

Materials

  • Roof: Comp/Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Disposal,Refrigerator,Microwave,All Appliances Incl,Gas Water Heater,Water Softener Owned
  • Laundry features: Main Level,In Kitchen

Basement

  • Area: 544

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Cooling

  • Cooling features: Central Air

Dining Room

  • Features: Liv/Din Combo,Carpet

Features

  • Window features: Window Coverings
  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,360

Interior Area

  • Total structure area: 1,904
  • Total interior livable area: 1,360 sqft

Kitchen

  • Features: Eat-In Kitchen,Vinyl

Living Room

  • Features: Carpet

Property

Details

  • Parcel number: 180036700

Features

  • Levels: One and One Half
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: Chain Link
  • Waterfront features: None
  • Living area range: 1201-1400

Lot

  • Features: Auto Sprinkler,Established Yard

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Drought
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Heat Wave

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance $1,106$13,272
Property Taxes $204$2,448
Electricity $124$1,493
Total$2,591$31,092

Income You'd Need if You Spent...

35% on housing$88,834/yr
40% on housing$77,730/yr
45% on housing$69,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 7.7%
7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 68920$128
Harlan County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 68920
Harlan County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$239,000
2023-04-06Listing removed--
2023-03-29Listed for sale$221,000
2019-03-14Sold$134,000
2018-08-31Price change$142,900
2018-06-20Price change$149,900
2018-05-02Price change$164,900
2018-03-30Price change$175,000
2018-03-07Listed for sale$187,000
2015-11-12Sold$139,900

For Sale by Agent

AgentAustin Davis
BrokerageClear View Realty, LLC

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