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412 Brown St, Alma, NE, 68920

4beds
2baths
1,444sqft
$214,900
$149price/sqft
$2,429/moest. monthly cost
$97,160/yrincome needed

About This Home

Spacious 4-bedroom, 2.5-bath home situated on a corner lot in Alma! The main level features a large living room, formal dining room, galley-style kitchen with eat-in area, and a spacious bedroom with exceptional closet space, plus 1.5 baths. Upstairs offers three additional bedrooms and a full bath. Enjoy the covered front porch, back patio, and attached 2-car garage. Plenty of space inside and out—schedule your showing today!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
Alma Elementary At AlmaGrades PK-60.2 mi
5/10
Alma High SchoolGrades 7-120.2 mi

Construction

Condition

  • Property condition: 61+
  • Year built: 1952

Materials

  • Roof: Comp/Shingle
  • Construction materials: Frame,Brick,Hardboard

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Disposal,Refrigerator,Microwave,All Appliances Incl,Washer,Dryer,Gas Water Heater
  • Laundry features: Main Level,In Kitchen

Basement

  • Area: 572

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Dining Room

  • Features: Formal,Wood

Features

  • Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Wood,Vinyl
  • Finished area above ground: 1,444

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 1,444 sqft

Kitchen

  • Features: Eat-In Kitchen,Vinyl

Living Room

  • Features: Wood

Property

Details

  • Parcel number: 180039400

Features

  • Levels: Two
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: Wood
  • Waterfront features: None
  • Living area range: 1401-1600

Lot

  • Lot size: 8,276 sqft
  • Features: Established Yard,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Drought
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Heat Wave

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance $1,038$12,456
Property Taxes $181$2,172
Electricity $124$1,493
Total$2,429$29,148

Income You'd Need if You Spent...

35% on housing$83,280/yr
40% on housing$72,870/yr
45% on housing$64,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 7.7%
7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 68920$131
Harlan County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 68920
Harlan County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$214,900
2026-07-01Listed for sale$225,000
2013-05-28Sold$116,000
2007-04-12Sold$105,900

For Sale by Agent

AgentAustin Davis
BrokerageClear View Realty, LLC

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