848 Cottonwood Cir, Bernalillo, NM, 87004
About This Home
Don't miss this stunning Sandia model featuring two luxurious primary bedrooms, high-end upgrades. Enjoy exquisite inlaid tile accents, granite countertops with a bar in the kitchen, a gas range, and a cozy fireplace beneath a beautifully crafted beamed tongue-and-groove ceiling. The spacious dining area and ample walk-in closets enhance the home's appeal, while plantation shutters provide privacy and elegance. Step outside to a redesigned oversized pergola patio, perfect for entertaining or relaxing, complete with a custom gas fire pit and breathtaking Sandia Mountain views. With no rear neighbors, relish the open space and serene surroundings. Beautiful landscaping graces both the front and rear yards. Located across from the Activity Center, this home is ideal.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2006
Materials
- Roof: Pitched,Tar/Gravel,Tile
- Construction materials: Frame
Other
- Builder name: Centex
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Double Oven,Dryer,Dishwasher,Microwave,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Beamed Ceilings,Breakfast Bar,Ceiling Fan(s),Dual Sinks,Entrance Foyer,Family/Dining Room,Great Room,High Speed Internet,Living/Dining Room,Main Level Primary,Pantry,Skylights,Separate Shower,Cable TV,Walk-In Closet(s)
- Window features: Thermal Windows,Skylight(s)
- Flooring: Tile
- Number of fireplaces: 1
- Fireplace features: Custom,Glass Doors,Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Forced Air
- Cooling features: Refrigerated
Interior Area
- Total structure area: 1,628
- Total interior livable area: 1,628 sqft
Kitchen
- Level: Main
- Area: 338.8
Living Room
- Level: Main
- Area: 568.83
Primary Bedroom
- Level: Main
- Area: 199.27
Property
Details
- Parcel number: R148047
- Zoning description: R-1
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Covered,Patio
- Exterior features: Fire Pit,Private Yard,Sprinkler/Irrigation
- Fencing: Wall
- Residential vegetation: Grassed
Lot
- Lot size: 5,662 sqft
- Features: Landscaped,Xeriscape
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Earthquake
- Hail
- Heat Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sandoval County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $868 | $10,416 |
| Electricity | $148 | $1,780 |
| Total | $3,259 | $39,108 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $420,000 |
| 2026-07-08 | Listed for sale | $439,900 |
| 2025-01-03 | Listing removed | $399,900 |
| 2024-11-06 | Pending sale | $399,900 |
| 2024-10-31 | Price change | $399,900 |
| 2024-10-10 | Listed for sale | $419,900 |
| 2020-01-17 | Sold | -- |
| 2019-12-01 | Pending sale | $329,000 |
| 2019-10-26 | Price change | $329,000 |
| 2019-10-05 | Listed for sale | $339,000 |
| 2019-09-29 | Pending sale | $339,000 |
| 2019-09-28 | Listed for sale | $339,000 |
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