See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4

407 2nd St, Hayti, SD, 57241

4beds
2baths
2,912sqft
$259,900
$89price/sqft
$2,138/moest. monthly cost
$85,520/yrincome needed

About This Home

This home is located on the edge of Hayti and feels like it is in the country. 2 lots included with just under 2 acres. This raised ranch home offers 4 bedrooms and 2 baths with a wrap around deck. There is a single stall garage and a great view. Call today for a private showing.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
Hamlin Elementary - 09Grades PK-54.2 mi
8/10
Hamlin Middle SchoolGrades 6-84.2 mi
5/10
Hamlin High School - 01Grades 9-124.2 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 2,912
  • Total interior livable area: 2,912 sqft

Property

Details

  • Parcel number: 4624 and 4625

Lot

  • Lot size: 1.66 Acres
  • Lot size dimensions: 300 x 165 and 75.5 x 300

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Hamlin County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance $223$2,676
Property Taxes $379$4,548
Electricity $222$2,669
Total$2,138$25,656

Income You'd Need if You Spent...

35% on housing$73,302/yr
40% on housing$64,140/yr
45% on housing$57,013/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 57241$117
Hamlin County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 57241$120
Hamlin County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$259,900
2026-03-26Listing removed$399,000
2025-09-25Listed for sale$399,000

For Sale by Agent

AgentJAYSON MAGUIRE
BrokerageEXIT REALTY CONNECTION

Similar Homes