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411 E Market St, Princeton, KY, 42445

6beds
2baths
4,029sqft
$69,900
$17price/sqft
$796/moest. monthly cost
$31,840/yrincome needed

About This Home

Built in 1824 and full of character, this unique Princeton property offers endless possibilities for investors, entrepreneurs, or buyers seeking a spacious multi-generational home. Featuring 6 bedrooms and 3 bathrooms, with 2 bedrooms and 1 bath upstairs and 4 bedrooms and 2 baths on the main level, the flexible floor plan provides room for a variety of living arrangements and future uses. Seller reports numerous improvements including updated plumbing, electrical, joists, beams, a new concrete footer, new windows in 2015, and a new service line installed in 2023. Situated directly across from the city park, the property also includes a double lot at the rear, offering additional space for expansion or future development subject to buyer verification. A rare opportunity to own a property with historic character, substantial updates, and exceptional potential in the heart of Princeton.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Materials

  • Roof: Metal,Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,None
  • Laundry features: Lower Level

Basement

  • Basement: None,Crawl Space,Sump Pump

Bathroom

  • Level: Main,Upper

Bedroom

  • Level: Main,Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main

Features

  • Kitchen Island,Pantry,Walk-In Closet(s)
  • Window features: Vinyl
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: 1,Free Standing,Living Room,Ventless
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 4,029
  • Total interior livable area: 4,029 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: P101089

Features

  • Levels: Two
  • Patio & porch: Deck,Stoop-Covered
  • Exterior features: Balcony,Kennel,Storage
  • Fencing: Chain Link

Lot

  • Lot size: 0.75 Acres
  • Features: Wooded
  • Lot size dimensions: .75 +/- per pva

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$66$792
Property Taxes $59$708
Electricity $318$3,818
Total$796$9,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,291/yr
40% on housing$23,880/yr
45% on housing$21,226/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$17This listing

vs Other Active Listings

Avg $/sqft

ZIP 42445$102
Caldwell County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 42445
Caldwell County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Price change$69,900
2026-06-23Price change$99,900
2026-06-16Listed for sale$129,900
2026-05-05Listing removed$129,900
2026-04-08Price change$129,900
2026-04-01Price change$149,900
2026-03-12Listed for sale$164,900
2014-11-13Sold$11,500
2005-12-22Sold$52,000

For Sale by Agent

AgentAnessa Burgard
BrokerageMy Ky Homes Realty

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