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103 Loblolly Ln, Carbondale, IL, 62902

3beds
4baths
3,564sqft
$465,000
$130price/sqft
$3,867/moest. monthly cost
$154,680/yrincome needed

About This Home

Introducing a serene escape from the city bustle: 103 Loblolly Ln, nestled in the green expanses of Carbondale, IL. This newly listed waterfront home offers a peaceful lakefront lifestyle on the 90 acre Spring Arbor lake, and is just a stone's throw from the outdoor activities at Giant City State Park. This well-maintained property features a spacious layout with three bedrooms and four bathrooms, making it perfect for families or entertaining guests. The primary bedroom, with its expansive views, ensures a tranquil retreat for its inhabitants. Adding to its charm is an office/den, providing an ideal workspace with a view. The home boasts a partially finished basement, offering additional living space and lots of storage options, which complement the already generous interior square footage. Each room has been freshly painted, enhancing the home’s bright and airy feel. Quality of build is evident in every corner of this quintessential lake house. From its robust construction to attention-to-detail interiors, everything speaks of a home built to last and cherish. Additionally, the outdoor scenery can be enjoyed via the ample windows and backyard, perfect for warm evening gatherings or quiet morning coffees by the water. Ideal for those prioritizing tranquility, quality, and space, this residence does not just promise a house but a haven, an everyday getaway. Embrace lakeside living at 103 Loblolly Ln, where nature's beauty meets unparalleled comfort.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Shingle
  • Construction materials: Cedar,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Partially Finished

Bedroom1

  • Level: Main
  • Dimensions: 20ft 0in x 16ft 0in

Bedroom2

  • Level: Basement
  • Dimensions: 13ft 0in x 13ft 0in

Bedroom3

  • Level: Basement
  • Dimensions: 13ft 0in x 13ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace features: Den,Family Room
  • Fireplace: Yes

Heating

  • Heating features: Electric,Forced Air,Hot Water

Interior Area

  • Total structure area: 2,388
  • Total interior livable area: 3,564 sqft

Kitchen

  • Level: Main
  • Dimensions: 12ft 0in x 12ft 0in

Main Level

  • Area: 2388

Other

  • Area: 1176

Property

Details

  • Parcel number: 1913329015

Features

  • On waterfront: Yes

Lot

  • Lot size: 0.72 Acres
  • Lot size dimensions: 60 x 40 x 93 x 105 x 235 x 181

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Heat Wave
Lightning
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$529$6,348
Property Taxes $713$8,556
Electricity $274$3,289
Total$3,867$46,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,582/yr
40% on housing$116,010/yr
45% on housing$103,120/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 62902$153
Jackson County$91

vs Homes Sold Last Month

Median $/sqft

ZIP 62902$133
Jackson County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$465,000
2025-12-06Listing removed$465,000
2025-07-10Price change$465,000
2025-02-26Price change$480,000
2024-09-25Price change$485,000
2024-09-05Listed for sale$495,000
2021-09-01Sold$350,000
2021-05-30Pending sale$329,900
2021-05-18Listed for sale$329,900
2021-03-08Listing removed--
2021-02-27Listed for sale$329,000
2021-02-01Listing removed--
2020-12-27Listed for sale$339,900
2020-11-02Listing removed$349,900
2020-07-31Listed for sale$349,900

For Sale by Agent

AgentAaron Coon
BrokerageHOUSE 2 HOME REALTY

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