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697 Lake Vista Dr, Columbus, IN, 47201

5beds
3baths
3,435sqft
$499,000
$145price/sqft
$3,573/moest. monthly cost
$142,920/yrincome needed

About This Home

Spacious 5 bedroom, 3.5 bath home in Spring Hill at Tipton Lakes. Main level features hardwood floors, a well-equipped kitchen with stainless appliances, granite countertops, butcher block center island, and double pantry. Work from home in the main level office. Upstairs bedrooms are generously sized. Primary suite includes garden tub, separate shower, double vanity, and walk-in closet. The finished basement adds extra space with a large rec room with a bar equipped with a sink and full size refrigerator along with a 5th bedroom (or theatre room), full bath. This space is ideal for entertaining or multi-generational living. Enjoy everything the Tipton Lakes Community has to offer including walking trails, tennis courts, a pool, marina access, and recreational lakes with fishing, swimming and boat rental along with other community events. Schedule your showing today.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
4/10
Central Middle SchoolGrades 7-84.6 mi
7/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl With Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Dryer,MicroHood,Double Oven,Washer

Basement

  • Has basement: Yes

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom5

  • Level: Basement
  • Area: 204
  • Dimensions: 12x17

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Kitchen Island,High Speed Internet
  • Finished area below ground: 1,032

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,435
  • Total interior livable area: 3,435 sqft

Kitchen

  • Level: Main
  • Area: 240
  • Dimensions: 12x20

Laundry

  • Level: Upper
  • Dimensions: 7x/

Living Room

  • Level: Main
  • Area: 289
  • Dimensions: 17x17

Master Bedroom

  • Level: Upper
  • Area: 252
  • Dimensions: 14x18

Office

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Play Room

  • Level: Basement
  • Area: 297
  • Dimensions: 11x27

Play Room

  • Features: Tile-Ceramic
  • Level: Basement
  • Area: 396
  • Dimensions: 11x36

Property

Details

  • Parcel number: 039529310000115024
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.26 Acres
  • Features: Sidewalks,Street Lights

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$306$3,672
Property Taxes $430$5,160
Electricity $314$3,778
Total$3,573$42,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,502/yr
40% on housing$107,190/yr
45% on housing$95,280/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 47201$146
Bartholomew County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 47201$154
Bartholomew County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$539,000
2022-05-16Sold$424,000
2022-04-08Pending sale$426,615
2022-03-14Listed for sale$426,615

For Sale by Agent

AgentRusty Downey
BrokerageCarpenter, REALTORS®

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