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1909 Lynx Island Isle, International Falls, MN, 56649

1beds
1baths
1,134sqft
$359,000
$317price/sqft
$2,662/moest. monthly cost
$106,480/yrincome needed

About This Home

Escape to this North Woods retreat on Lynx Island on beautiful Rainy Lake! Launch your boat at the VNP Visitor’s launch site on Rainy Lake and head S one mile to Lynx Island. The warmth of the main cabin’s interior will nurture your inner soul. The log interior, tongue and groove ceilings, wood floors, almost floor to ceiling windows, spiral staircase to loft area, all say “YES” to being in your own little world on the island. Many updates have been completed on this property. Trees surrounding the property add privacy too. The loft has additional sleeping, as well as the completely redone 10’x12' guest cabin. Wood free standing stove, wall propane furnace, coffee table in 15’X10’ screen porch with propane fire pit. A wood fired 8’X12’ sauna, and a 12’X16’ storage shed are also on the property. Expansive decking, treed privacy, large front level lawn. AND…other than personal items to be removed, the furnishings stay. MOVE RIGHT IN AND ENJOY!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Falls Elementary SchoolGrades PK-511.3 mi
7/10
Falls SecondaryGrades 6-1211.4 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Asphalt
  • Construction materials: Post and Beam

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,134

Heating & Cooling

  • Heating features: Other,Wood Stove
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,134
  • Total interior livable area: 1,134 sqft

Kitchen

  • Level: Main
  • Area: 109.25
  • Dimensions: 11.5x9.5

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Loft

  • Level: Upper
  • Area: 218.5
  • Dimensions: 19x11.5

Loft

  • Level: Upper
  • Area: 124
  • Dimensions: 15.5x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0608500052
  • Zoning description: Residential-Single Family
  • Foundation area: 784

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Porch,Screened
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.46 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: 200 x 100

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Koochiching County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$441$5,292
Property Taxes $236$2,832
Electricity $170$2,050
Total$2,662$31,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,268/yr
40% on housing$79,860/yr
45% on housing$70,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 56649$161
Koochiching County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 56649
Koochiching County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$359,000

For Sale by Agent

AgentChar Watson
BrokerageIsland View Realty

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