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810 McKinley St, Lansing, MI, 48906

2beds
1baths
818sqft
$57,900
$71price/sqft
$604/moest. monthly cost
$24,160/yrincome needed

About This Home

Opportunity knocks on this quiet dead-end street in Lansing's northside. This 2 beds, 1 bath, 818 sq ft bungalow sits on a deep 0.19-acre lot and is the perfect chance to build equity while you live in it. The home is move in ready, with a classic Michigan basement, a very solid furnace, and a layout that gives you a functional starting point as you update and improve. Yes the home needs work, and it's priced exactly to reflect that. But the potential is undeniable: great lot, low traffic location, simple footprint, and a property you can transform at your own pace. Investors, DIY buyers, and anyone looking for an affordable home with upside will see the value here.

Getting Around

51
WalkingSomewhat Walkable
36
TransitSome Transit
53
BikeBikeable

Schools

5/10
Gier Park SchoolGrades PK-40.6 mi
4/10
Pattengill AcademyGrades PK-81.2 mi
5/10
Eastern High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1916

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bathroom1

  • Level: First
  • Area: 56

Bedroom1

  • Level: First
  • Area: 91

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Walk-In Closet(s),Pantry
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 818

Heating & Cooling

  • Heating features: Forced Air,Hot Water,Natural Gas
  • Cooling features: Ceiling Fan(s),None

Interior Area

  • Total structure area: 1,586
  • Total interior livable area: 818 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 81

Living Room

  • Level: Entry
  • Area: 132

Property

Details

  • Parcel number: 33010110106211
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony
  • Waterfront features: None
  • Frontage type: Road
  • Frontage length: 60

Lot

  • Lot size: 8,276 sqft
  • Features: City Lot
  • Lot size dimensions: 60 x 169

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Ingham County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $292$3,504
Home Insurance *$40$480
Property Taxes $84$1,008
Electricity $188$2,259
Total$604$7,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,708/yr
40% on housing$18,120/yr
45% on housing$16,106/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 48906$87
Ingham County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 48906$130
Ingham County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-22Listed for sale$57,900
2026-05-07Listing removed$70,000
2026-04-06Price change$70,000
2026-03-23Price change$75,000
2026-03-10Listed for sale$85,000
2001-06-07Sold$21,000

For Sale by Agent

AgentWallace Hodge
BrokerageCentury 21 Signature Realty

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