20878 County Road 306, Saint Joseph, MO, 64505
About This Home
Beautiful custom-built home in a peaceful setting with quality craftsmanship and custom finishes throughout. This spacious home features 4 bedrooms, 5 full tile bathrooms, plus a non-conforming 5th bedroom in the finished basement. Enjoy 2 laundry rooms, 2 coffee bars, and 2 fireplaces. The kitchen offers a large granite island, 3 ovens, and a walk-in pantry. Outside, relax on the covered deck with stone pillars or enjoy the new above-ground pool and pool shed. Beautifully landscaped and situated on a paved road in the Avenue City Elementary and Savannah School District. Don't miss this one-of-a-kind property!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2012
Materials
- Roof: Composition
- Construction materials: Stone & Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Built-In Oven,Stainless Steel Appliance(s),Under Cabinet Appliance(s),Washer,Tankless Water Heater
- Laundry features: Main Level,Upper Level
Basement
- Has basement: Yes
- Basement: Basement BR,Concrete,Finished,Full,Interior Entry
Bathroom1
- Features: Shower Only
- Level: Main
Bathroom2
- Features: Separate Shower And Tub
- Level: Upper
Bathroom3
- Features: Shower Only
- Level: Upper
Bathroom4
- Features: Shower Over Tub
- Level: Upper
Bathroom5
- Features: Shower Only
- Level: Lower
Bedroom1
- Features: All Carpet
- Level: Main
Bedroom2
- Features: Carpet
- Level: Second
Bedroom3
- Features: All Carpet
- Level: Upper
Bedroom4
- Features: All Carpet
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 5
Dining Room
- Level: Main
Family Room
- Level: Lower
Features
- Ceiling Fan(s),Custom Cabinets,Kitchen Island,Pantry,Stained Cabinets,Vaulted Ceiling(s),Walk-In Closet(s)
- Window features: Thermal Windows
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Basement,Electric,Gas,Insert,Living Room,Fireplace Screen
- Fireplace: Yes
- Finished area below ground: 550
- Finished area above ground: 2,754
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Multi Units,Heat Pump
Interior Area
- Total structure area: 3,304
- Total interior livable area: 3,304 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Laundry
- Level: Upper
Other
- Features: All Carpet
- Level: Basement
Utility Room
- Level: Lower
Property
Details
- Parcel number: 176.02400032.000000
- Other equipment: Satellite Dish
Features
- Private pool: Yes
- Pool features: Above Ground
- Exterior features: Balcony,Fire Pit,Sat Dish Allowed
- Spa features: Bath
Lot
- Lot size: 0.80 Acres
- Features: Acreage,Level
Parking
- Total spaces: 2
- Parking features: Detached,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Drought
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,640 | $43,680 |
| Home Insurance * | $745 | $8,940 |
| Property Taxes | $414 | $4,968 |
| Electricity | $252 | $3,027 |
| Total | $5,051 | $60,612 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $720,000 |
| 2025-12-08 | Sold | -- |
| 2025-11-03 | Pending sale | $699,000 |
| 2025-10-27 | Listed for sale | $699,000 |
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