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875 Main St, Deadwood, SD, 57732

4beds
3baths
3,156sqft
$675,000
$214price/sqft
$4,889/moest. monthly cost
$195,560/yrincome needed

About This Home

Contact Matt Klein 605-920-1341 with Century 21 Associated Realty in Deadwood for showings and more information! Prime location on this Deadwood Main Street home with 4 bedrooms and 2.5 bathrooms just seconds from all the action downtown. The detached garage, off-street parking, and level street access with on-street parking in front is highly sought after. There's an 8000w Honda gas powered generator installed to keep you powered on through the weather. The main floor has a warm living room with tongue-and-groove wood accents, brick fireplace, and wood floors that flows to large open kitchen and dining area. The kitchen has an island, nice counters, and plenty of windowed views for natural lighting. There is a mud room off the kitchen that accesses the back partial covered deck and pathway to the detached garage. Also on the main floor there is a primary bedroom with ample closets and a private full bathroom. There is main floor laundry off the front door entryway with additional half-bathroom. The upper level has one bedroom with storage, an office loft area, and a large bonus storage room over the living areas. The walkout basement has a large game room with dry bar, 2 bedrooms, 1 bathroom, and a den/office area. The walkout from the basement flows onto a large deck that looks out on the lawn, mountainous views, andmature tree growth. The home has diamond cote manufactured siding, an impressive Bridger Steel 20-22 gauge (approx) metal roof, and a tankless water heater.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range Oven,Microwave,Washer,Dryer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom2

  • Level: Upper
  • Area: 99

Bedroom3

  • Level: Basement
  • Area: 168

Bedroom4

  • Level: Basement
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Den/Study,Office,Game Room
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Three,Gas Log,Free Standing,Living Room,Pellet Stove
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas,Hot Water,Fireplace(s)

Interior Area

  • Total structure area: 3,156
  • Total interior livable area: 3,156 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 330

Master Bedroom

  • Level: Main
  • Area: 121

Property

Details

  • Parcel number: 304500000004010

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Open Deck,Covered Deck

Lot

  • Lot size: 0.38 Acres
  • Features: Views,Lawn,Trees

Parking

  • Total spaces: 1
  • Parking features: One Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind
Wildfire
Cold Wave
Tornado

FEMA Declared Disasters in Lawrence County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance $606$7,272
Property Taxes $629$7,548
Electricity $241$2,892
Total$4,889$58,668

Income You'd Need if You Spent...

35% on housing$167,622/yr
40% on housing$146,670/yr
45% on housing$130,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 57732$195
Lawrence County$298

vs Homes Sold Last Month

Median $/sqft

ZIP 57732$150
Lawrence County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$675,000
2026-06-24Price change$755,000
2026-06-11Listed for sale$775,000

For Sale by Agent

AgentMatt Klein
BrokerageCentury 21 Associated Realty

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