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21250 Us Highway 14a, Lead, SD, 57754

5beds
4baths
5,021sqft
$1,150,000
$229price/sqft
$7,621/moest. monthly cost
$304,840/yrincome needed

About This Home

Contact listing agent Brandon Harvey 605-920-9853 with Great Peaks Realty for more information. Experience Spearfish Canyon living at its finest with this exceptional half-acre lot bordered on 3 sides by thousands of acres of US National Forest land. This rare property offers unparalleled privacy with no immediate neighbors on either side, Spearfish Creek just across the road, and direct backyard access to the Annie Creek non-motorized trail. This private oasis is located 1.5 miles from Cheyenne Crossing and 3.5 miles from Spearfish Canyon Lodge/Latchstring Restaurant. The home features vaulted ceilings and floor-to-ceiling commercial grade windows that capture incredible views of the canyon. The functional main-level layout includes a primary bedroom, laundry room, and a double-sided gas fireplace with rough-hewn shelving that connects the remodeled kitchen and dining areas to the living room. It is a perfect space for entertaining family and guests in a majestic mountain setting. Upstairs, there are three additional bedrooms, a bathroom, a cozy sitting area & office overlooking the great room, and a spacious bonus room above the garage. The walk-out basement features a spacious family room with a wet bar and a cozy log fireplace, a storage room with 220v power once used as a workshop, a utility room, non-conforming bedroom, and a bathroom. The oversized, heated, two-car garage offers your vehicles and toys a safe sanctuary from the elements and ample additional storage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
Spearfish High School - 01Grades 9-1212.7 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range Oven,Microwave,Washer,Dryer,Water Filter
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Window features: Window Coverings
  • Number of fireplaces: 2
  • Fireplace features: Two,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Fireplace(s)
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 5,021
  • Total interior livable area: 5,021 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 269850000900016

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch Covered,Open Deck

Lot

  • Lot size: 0.51 Acres
  • Features: Borders National Forest,Few Trees,Views,Lawn,Rock,Trees

Parking

  • Total spaces: 2
  • Parking features: Two Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind
Wildfire
Cold Wave

FEMA Declared Disasters in Lawrence County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance $575$6,900
Property Taxes $848$10,176
Electricity $383$4,602
Total$7,621$91,452

Income You'd Need if You Spent...

35% on housing$261,291/yr
40% on housing$228,630/yr
45% on housing$203,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 57754$262
Lawrence County$298

vs Homes Sold Last Month

Median $/sqft

ZIP 57754$310
Lawrence County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$1,150,000
2026-05-05Listing removed$1,250,000
2026-04-15Listed for sale$1,250,000

For Sale by Agent

AgentBrandon Harvey, Great Peaks Realty
BrokerageGreat Peaks Realty

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