1421 Park St, Kerrville, TX, 78028
About This Home
Charming cottage-style home on an oversized corner lot with endless possibilities! Perfect as a first home, downsizing opportunity, or income-producing investment property, this home offers flexibility and value in a prime location near Schreiner University. The inviting front porch is perfect for relaxing with your favorite beverage, while the spacious yard provides plenty of room for pets, gardening, or entertaining. Inside, the functional layout allows for privacy between rooms, making it ideal for roommates, guests, or a home office setup. The efficient mini-split system comfortably heats and cools the home, making the existing window units optional. The additional land offers great potential for a future carport, workshop, or detached garage with living quarters above. With rental potential, character, and room to grow, this property is a rare opportunity for both homeowners and investors alike!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2013
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Residential
Interior
Appliances
- Laundry features: Washer-Dryer Connection
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Fireplace features: None
Heating
- Heating features: Central,Electric
Interior Area
- Total structure area: 780
- Total interior livable area: 780 sqft
Property
Details
- Parcel number: 38592
- Zoning: R-1
Features
- Levels: One
- Waterfront features: None
- Topography of land: Level
Lot
- Lot size: 5,662 sqft
- Features: In City Limits
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $854 | $10,248 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $322 | $3,864 |
| Electricity | $238 | $2,859 |
| Total | $1,525 | $18,300 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $199,000 |
View on Zillow