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420 Sky Harbor Rd, Mountain Home, TX, 78058

1beds
2baths
750sqft
$284,500
$379price/sqft
$2,458/moest. monthly cost
$98,320/yrincome needed

About This Home

Enjoy end-of-the-road privacy on these 9.25 unrestricted acres, offering a peaceful setting with endless possibilities! The property features a charming one-bedroom, one-and-a-half-bath, with an updated kitchen, spacious bedroom, and an en-suite bath complete with a relaxing soaker tub. The shell of this home was placed on the property in 2018, and the build-out of the inside was complete in 2021. A new roof was installed in 2025, and the home is serviced by a community well, on-site septic, and two minisplit units for heating and cooling. Outdoor enthusiasts will appreciate that hunting is permitted, and the land includes multiple fenced areas and small animal shelters—ideal for hobby farming or livestock. Beautiful northern views add to the appeal. The additional blue mobile home currently serves as storage and is assigned no contributory value. Fully fenced and versatile, this property would make an excellent homesite, weekend retreat, or hunting camp!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Ingram Elementary SchoolGrades PK-515.2 mi
6/10
Ingram MiddleGrades 6-814.1 mi
6/10

Construction

Materials

  • Foundation: Pier & Beam
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other-See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: Area,Inside,Main Level,W/D Connection

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Shower Stall,Master Downstairs,Kitchen Bar
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Property

Details

  • Parcel number: 66959
  • Zoning: R

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck/Patio
  • Fencing: Fenced
  • Waterfront features: None
  • Topography of land: Gently Rolling
  • Residential vegetation: Partially Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 9.25 Acres
  • Features: Horse Property,Level

Parking

  • Parking features: No Garage/Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,438$17,256
Home Insurance *$480$5,760
Property Taxes $302$3,624
Electricity $238$2,859
Total$2,458$29,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,274/yr
40% on housing$73,740/yr
45% on housing$65,546/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$379This listing

vs Other Active Listings

Avg $/sqft

ZIP 78058$333
Kerr County$336

vs Homes Sold Last Month

Median $/sqft

ZIP 78058$403
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$287,000
2025-12-08Listed for sale$295,000
2018-06-04Listing removed$132,000
2018-06-01Listed for sale$132,000
2018-05-29Sold--
2018-05-21Price change$290,000
2018-05-09Price change$132,000
2017-12-23Listed for sale$290,000
2014-12-22Sold--
2012-05-30Sold--

For Sale by Agent

AgentKristen Carroll
BrokerageRE/MAX Kerrville

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