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565 Ridgeway Dr, Bluff Dale, TX, 76433

4beds
3baths
2,807sqft
$695,000
$248price/sqft
$4,698/moest. monthly cost
$187,920/yrincome needed

About This Home

Welcome to your dream home located in the heart of Mountain Lakes Ranch development, Bluff Dale Texas. This stunning 4-bedroom, 3-bath custom-built home with a dedicated office blends thoughtful design, comfort, and functionality—offering everything you need for modern country living. Step inside and be greeted by 10’ ceilings and durable concrete floors that flow throughout the main level. The expansive wall of windows in the living area captures breathtaking hill country views and fills the open-concept space with natural light. The gorgeous knotty alder cabinetry, granite countertops, center island with breakfast bar seating and walk-in pantry make the kitchen a true centerpiece for gathering and entertaining. The spacious primary suite is located on the first floor and features sweeping views, a luxurious ensuite with garden tub, walk-in shower with seat, dual vanities, and ample closet space. Two additional bedrooms are also on the main level, while the fourth bedroom upstairs includes dual closets and a private full bath—perfect for guests or multi-generational living. Function meets convenience in the large utility room, with lots of storage and a custom tiled pet shower. Outside, enjoy the peace and possibilities of country life. The property includes a 30x40 insulated shop with windows, two walk-through doors, and a 10’ roll-up—ideal for projects, hobbies, or extra storage. A 3-sided barn offers shelter for your animals, and with goats, a donkey, and a horse already calling it home, it’s perfectly suited for hobby farming or simply enjoying the ranch lifestyle. Don’t miss the opportunity to own this exceptional home that offers space, scenery, and endless potential in the picturesque community of Bluff Dale.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
Bluff Dale SchoolGrades PK-123.3 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Fiber Cement,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Disposal,Microwave
  • Laundry features: Washer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s),Split Bedrooms,Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 12

Bedroom

  • Features: Ceiling Fan(s),Split Bedrooms,Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 14

Bedroom

  • Features: Ceiling Fan(s),Split Bedrooms,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 15 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Sound
  • Window features: Bay Window(s),Window Coverings
  • Flooring: Carpet,Ceramic Tile,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,807 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Kitchen Island,Pantry,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 16 x 14

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 19 x 16

Master Bathroom

  • Features: Closet Cabinetry,Double Vanity,En Suite Bathroom,Granite Counters,Garden Tub/Roman Tub,Stone Counters,Sink,Separate Shower
  • Level: First
  • Dimensions: 14 x 16

Master Bedroom

  • Features: Closet Cabinetry,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 19 x 16

Office

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 12

Other

  • Level: Second
  • Dimensions: 11 x 5

Other

  • Features: Built-in Features,Granite Counters
  • Level: First
  • Dimensions: 13 x 5

Utility Room

  • Features: Built-in Features,Utility Room
  • Level: First
  • Dimensions: 10 x 7

Property

Details

  • Parcel number: R000068917
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: Cross Fenced,Perimeter,Pipe,Wire
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 5.01 Acres
  • Features: Acreage,Back Yard,Lawn,Rolling Slope,Many Trees,Subdivision

Parking

  • Total spaces: 3
  • Parking features: Asphalt,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Hail
Lightning
Strong Wind
Wildfire
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$480$5,760
Property Taxes $396$4,752
Electricity $308$3,698
Total$4,698$56,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,074/yr
40% on housing$140,940/yr
45% on housing$125,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 76433$267
Erath County$315

vs Homes Sold Last Month

Median $/sqft

ZIP 76433$214
Erath County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$695,000
2026-02-21Price change$699,000
2025-06-14Listed for sale$725,000

For Sale by Agent

AgentPaula Donaho
BrokerageDONAHO REAL ESTATE GROUP

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