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1005 Terrace Dr, Bangs, TX, 76823

4beds
3baths
2,293sqft
$389,000
$170price/sqft
$3,229/moest. monthly cost
$129,160/yrincome needed

About This Home

Welcome to 1005 Terrace St in Bangs, Texas — a thoughtfully designed residence offering comfort, efficiency, and room to grow on a generous 0.5-acre homesite. This well-appointed 4-bed, 3-bath property provides an effortless opportunity to create a true 5th bedroom, making it an exceptional fit for buyers seeking flexibility and space. The home opens to inviting vaulted ceilings and a warm, spacious living area anchored by a classic fireplace — a perfect focal point for gatherings or quiet evenings at home. Natural light enhances the open layout, creating a comfortable flow throughout the main living spaces and highlighting the home’s thoughtful design. The kitchen is a standout, featuring granite countertops, a generous kitchen island, double oven, and included refrigerator, offering both functionality and style for everyday cooking or entertaining. The primary suite provides a relaxing retreat with a soaking tub, separate walk-in shower, and a spacious walk-in closet. Secondary bedrooms are well-sized, and the additional flex space easily converts into a fifth bedroom, office, or guest suite. This property is equipped with solar panels for long-term energy savings, a 2-car garage, and upgraded PEX water lines with individual cut-off valves, providing modern reliability and peace of mind. The expansive half-acre lot offers ample room for outdoor living, gardening, or future enhancements, giving buyers the freedom to create the outdoor environment they envision. Situated in a quiet Bangs neighborhood, this home delivers a rare combination of space, efficiency, and versatility — a well-maintained property that reflects pride of ownership and offers exceptional value in today’s market.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
7/10
Bangs Middle SchoolGrades 6-80.7 mi
5/10
Bangs High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Disposal,Microwave,Refrigerator,Vented Exhaust Fan

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 7

Features

  • Double Vanity,Granite Counters,Kitchen Island,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 2,293 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 13 x 13

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 22 x 16

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 14

Property

Details

  • Parcel number: 000000049964
  • Exclusions: Washer/Dryer

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Alley Access,Concrete,Driveway,Garage Faces Front,Garage,Garage Door Opener,Inside Entrance,Kitchen Level,Open,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$552$6,624
Property Taxes $460$5,520
Electricity $251$3,021
Total$3,229$38,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,708/yr
40% on housing$96,870/yr
45% on housing$86,106/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 76823$334
Brown County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 76823$140
Brown County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$389,000
2025-10-31Sold--
2025-10-20Pending sale$359,900
2025-10-06Contingent$359,900
2025-09-08Price change$359,900
2025-07-28Price change$365,000
2025-07-19Listed for sale$372,000
2025-06-23Contingent$372,000
2025-06-10Listed for sale$372,000
2025-05-03Contingent$379,000
2025-03-17Pending sale$379,000
2025-03-06Contingent$379,000
2024-10-17Price change$379,000
2024-09-10Price change$390,000
2024-06-14Listed for sale$399,000
2024-04-01Listing removed--
2023-09-19Listed for sale$410,000

For Sale by Agent

AgentMandi Salazar
BrokerageUnited Country - Heart of Texas RE

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