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1212 Bowman Ridge Rd, Stephenville, TX, 76401

3beds
2baths
1,722sqft
$369,000
$214price/sqft
$2,836/moest. monthly cost
$113,440/yrincome needed

About This Home

Welcome home to this charming and well-maintained 3-Bedroom, 2-bath residence offering 1722 square feet of comfortable living space! Nestled in a quiet neighborhood, this home features a classic brick exterior, a spacious garage, and inviting curb appeal. Step inside to find a functional and open layout perfect for both everyday living and entertaining. The living area flows seamlessly into the kitchen and dining spaces, creating a warm and welcoming atmosphere. The kitchen offers ample cabinetry and workspace, ideal for preparing meals and hosting gatherings. Out back, enjoy a fully fenced yard with mature trees that provide shade and privacy - perfect for relaxing, entertaining, or letting pets play. The patio space is ready for outdoor dining or weekend barbecues. This home combines comfort, functionality, and a great location. Don't miss your opportunity to make it yours!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

--
Central Elementary SchoolGrades PK-K1.0 mi
9/10
6/10
Stephenville High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Kitchen Island,Open Floorplan
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 1,722 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: R000073452

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 9,626 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$335$4,020
Property Taxes $398$4,776
Electricity $238$2,859
Total$2,836$34,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,234/yr
40% on housing$85,080/yr
45% on housing$75,626/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 76401$298
Erath County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 76401$192
Erath County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$369,000
2026-04-22Contingent$369,000
2026-04-16Listed for sale$369,000
2019-08-07Sold--
2019-07-08Pending sale$210,000
2019-06-18Listed for sale$210,000
2016-07-06Sold--

For Sale by Agent

AgentGlen Davis
BrokerageTDRealty

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