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52 Reflection Lane, Chelan, WA, 98816

2beds
2baths
1,675sqft
$545,000
$325price/sqft
$3,388/moest. monthly cost
$135,520/yrincome needed

About This Home

Welcome to 52 Reflection Lane at The Ranch at Lake Chelan! A unique, quiet uplake getaway situated on 2.5-acres with spectacular views of Lake Chelan. This 1,675sf, two-story home (w/ bonus loft area) features 2bed/1.25bath & was remodeled in 2023 including main-level addition, new Hardie Plank siding & exterior paint. Spacious outdoor living areas with upper-level view deck, patio & private hot tub, irrigated landscaped yard, detached storage shed & RV parking w/ 30-amp electric service/septic/water hookups. Community waterfront w/ large grass area & lake access. Conveniently near Holden Village B&B, Fields Points Landing, Lake Chelan State Park & 25-Mile Creek State Park w/ boat launch/marina.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

4/10
6/10
Chelan Middle SchoolGrades 6-815.0 mi
6/10
Chelan High SchoolGrades 9-1215.0 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1965

Materials

  • Foundation: Poured Concrete,Slab
  • Roof: Metal
  • Construction materials: Cement/Concrete,Metal/Vinyl,Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Main level

Basement

  • Basement: None

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Bonus Room

  • Level: Third

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Family Room

  • Level: Second

Features

  • Loft
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Laminate,Vinyl,Carpet

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,675
  • Total interior livable area: 1,675 sqft

Kitchen With Eating Space

  • Level: Second

Master Bedroom

  • Level: Main

Other

  • Level: Second

Property

Details

  • Parcel number: 292130110070
  • Zoning: RR 2.5
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: N/A

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Hot Tub/Spa,Loft,Vaulted Ceiling(s),Water Heater
  • Has spa: Yes
  • Spa features: Indoor
  • Has view: Yes
  • View description: Lake,Territorial
  • Has water view: Yes
  • Water view: Lake
  • Topography of land: Level,Partial Slope,Rolling,Terraces
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 2.50 Acres
  • Features: Open Lot,Secluded,Cable TV,Deck,Fenced-Partially,High Speed Internet,Hot Tub/Spa,Irrigation,Outbuildings,Patio,RV Parking
  • Lot size dimensions: See Realist

Parking

  • Parking features: Driveway,RV Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Avalanche
Lightning
Cold Wave
Hail
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters in Chelan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$167$2,004
Property Taxes $317$3,804
Electricity $149$1,793
Total$3,388$40,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,160/yr
40% on housing$101,640/yr
45% on housing$90,346/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 98816$474
Chelan County$366

vs Homes Sold Last Month

Median $/sqft

ZIP 98816$360
Chelan County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$585,000

For Sale by Agent

AgentJohn Gasper
BrokerageWindermere RE/Lake Chelan

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