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819 2nd St NW, Clarion, IA, 50525

3beds
2baths
1,584sqft
$195,000
$123price/sqft
$1,934/moest. monthly cost
$77,360/yrincome needed

About This Home

Ranch home offering over 1500 sq ft of living space on the main floor. 3 bedrooms and 2 baths, a large living room and another room great for office, storage or playroom. The large master bedroom has its own full bathroom and walk-in closet. The full basement it offers plenty of storage space, 1 non conforming bedroom, a workout room, another area for a family room or kids area. The garage offer ample room for parking and parking next to the garage. The large backyard with part of it fenced in makes a great outdoor space for pets, kids, or just relaxing on the back patio. Schedule your showing with your favorite realtor today.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
3/10
Clarion Elementary SchoolGrades PK-40.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Age Over 8 Years,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Water Softener Owned,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Finished area above ground: 1,584
  • Common walls with other units/homes: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,584 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0731301001

Features

  • Fencing: Chain Link

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 121 x 136

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Hail
Strong Wind
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$488$5,856
Property Taxes $339$4,068
Electricity $121$1,452
Total$1,934$23,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,308/yr
40% on housing$58,020/yr
45% on housing$51,573/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 50525$161
Wright County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 50525
Wright County$43

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$195,000
2023-09-06Pending sale$179,000
2023-08-31Sold$176,000
2023-07-10Contingent$179,000
2023-06-15Listed for sale$179,000

For Sale by Agent

AgentDarren K Robinson
BrokerageHomeLand Realty

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