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62 Catfish Dr, Edgewood, IL, 62426

1beds
2baths
840sqft
$140,000
$167price/sqft
$1,139/moest. monthly cost
$45,560/yrincome needed

About This Home

Escape the everyday and step into lakeside tranquility located on beautiful Lake Patterson!! Nestled right on the water's edge, this charming, sunlit cottage offers a front row seat to spectacular lake and pond views!! The large wrap around deck is the ultimate spot for sipping morning coffee viewing the lake or looking over your own private pond. Steps away is your own private boat dock and a 18ft John Boat for those fishing and boating needs!!Whether you are looking for the ultimate weekend getaway or a year-round retreat, this property delivers the perfect blend of cozy comfort and natural beauty!! ***This property includes a 18ft John Boat **** This home was added onto in (2013) with a large bedroom and bathroom, replacement windows (2013), a newer furnace and A/C(2013)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Crawlspace,Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Oven,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Breakfast Area,Bath in Primary Bedroom,Main Level Primary
  • Window features: Replacement Windows
  • Finished area above ground: 840

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 0117313009
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Front Porch,Patio,Deck
  • Exterior features: Deck,Dock,Shed,Workshop
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Privileges
  • Waterbody name: Lake Patterson
  • Frontage type: Waterfront

Lot

  • Lot size: 0.47 Acres
  • Features: Pond on Lot,Wooded
  • Lot size dimensions: Irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$160$1,920
Property Taxes $142$1,704
Electricity $130$1,569
Total$1,139$13,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,051/yr
40% on housing$34,170/yr
45% on housing$30,373/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -11.3%
-11.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 62426
Clay County$67

vs Homes Sold Last Month

Median $/sqft

ZIP 62426
Clay County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Price change$140,000
2026-07-06Listed for sale$150,000
2012-05-25Sold$1,500

For Sale by Agent

AgentTheresa Ann Nuxoll
BrokerageShelby Realty Services

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