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3416 W Riverside Ave, Muncie, IN, 47304

2beds
1baths
1,152sqft
$89,000
$77price/sqft
$848/moest. monthly cost
$33,920/yrincome needed

About This Home

INVESTMENT PROPERTY . This cute little home has a great location on the west side of Muncie, conveniently located near BSU and the Hospital. Flooring is hardwood and vinyl plank in the kitchen. It has 2 bedrooms and the smallest bedroom is used for a child's bedroom currently or would be a nice office. A full basement has a washer and dryer and is perfect for extra storage. There is also a 1 car detached garage and a nice big lot! It is currently leased through July 2027

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
5/10
Northside Middle SchoolGrades 6-81.1 mi
3/10
Muncie Central High SchoolGrades PK-122.1 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 45
  • Dimensions: 9x5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Living Room

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Master Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Property

Details

  • Parcel number: 181107286017000003
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$60$720
Property Taxes $154$1,848
Electricity $184$2,212
Total$848$10,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,074/yr
40% on housing$25,440/yr
45% on housing$22,613/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 47304$103
Delaware County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 47304$127
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$94,000
2026-04-22Listing removed$97,500
2026-03-13Price change$94,000
2026-01-09Listed for sale$97,500
2019-05-06Listing removed$685
2019-04-16Listed for rent$685
2019-02-15Listing removed$685
2018-10-11Listed for rent$685
2013-06-05Sold$22,000

For Sale by Agent

AgentJoann Davis
BrokerageF.C. Tucker Company

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