




1309 E Oak St, New Albany, IN, 47150
About This Home
Beautiful renovation with standout character and modern updates throughout. This unique property features two homes on one parcel, creating a rare opportunity for multi generational living, rental income, house hacking, or added flexibility. The front home offers 3 bedrooms and 1 bath with extensive updates completed within the last five years, including fresh finishes and newly installed flooring. Spacious living areas, updated lighting, and a stylish kitchen, updated counters, and a clean modern feel make this home move in ready. The back home is a turnkey 3 bedroom, 2 full baths residence with its own private setup, ideal for extended family, guests, or income potential. The primary bath has been beautifully refreshed with a double vanity and oversized walk in shower, creating a true retreat. Generously sized bedrooms, natural light, and unique touches like the original sliding wood doors add warmth and personality. Outside, enjoy covered porch space, fenced yard areas, and a rare private brick walled parking/courtyard area that offers flexibility for entertaining, pets, or off street parking. Front home has street parking, while the back home includes rear parking lot access. Priced to sell, this is a hard to find opportunity combining character, updates, and multiple living spaces in a convenient location. Property includes two separate homes on one parcel. Public record square footage may reflect the main residence only. Buyer to verify measurements, uses, and any zoning or investment plans.
Getting Around
Schools
Construction
Condition
- Year built: 1929
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 5
Dining Room
- Level: Main
- Area: 120
Features
- Finished area below ground: 0
- Finished area above ground: 2,850
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,152
- Total interior livable area: 2,850 sqft
Kitchen
- Level: Main
- Area: 120
Living Room
- Level: Main
- Area: 224
Property
Details
- Parcel number: 220502800296.000008
Lot
- Lot size: 7,840 sqft
- Features: Level,0-2.9999
- Lot size dimensions: 50X160
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,764 | $21,168 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $320 | $3,840 |
| Electricity | $261 | $3,135 |
| Total | $2,561 | $30,732 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $334,900 |
| 2026-04-28 | Listed for sale | $340,000 |
| 2024-09-06 | Sold | $185,000 |
| 2024-08-16 | Pending sale | $214,900 |
| 2024-08-12 | Price change | $214,900 |
| 2024-07-18 | Price change | $219,900 |
| 2024-07-08 | Price change | $225,000 |
| 2024-07-03 | Listed for sale | $235,000 |
| 2021-01-15 | Sold | $153,000 |
| 2020-10-22 | Price change | $155,000 |
| 2020-09-29 | Price change | $159,900 |
| 2020-09-17 | Price change | $164,900 |
| 2020-09-10 | Listed for sale | $169,000 |
| 2020-05-08 | Listing removed | $55,000 |
| 2020-04-06 | Listed for sale | $55,000 |
| 2020-03-25 | Sold | $38,500 |
| 2020-02-28 | Listed for sale | -- |
