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104 E Madison St, Staunton, IN, 47881

1beds
1baths
1,396sqft
$85,000
$61price/sqft
$709/moest. monthly cost
$28,360/yrincome needed

About This Home

Enjoy the charm of small-town living with a touch of country in the welcoming community of Staunton! This property is full of possibilities—renovate the existing home, start fresh with a new build, or take advantage of the additional parcels to create the property you've always envisioned. All it takes is a little imagination. Staunton offers more than just a place to live—it's a community you'll love to call home. Enjoy the local park, highly regarded school, charming boutique, restaurant, beauty salon, fitness center, and an outstanding community center, all just minutes from your doorstep. Conveniently located only a short drive from both Brazil and Terre Haute, you'll enjoy an easy commute while still experiencing the peaceful lifestyle that small-town living has to offer.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
6/10
North Clay Middle SchoolGrades 6-82.1 mi
4/10
Northview High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: 0

Bathroom3

  • Level: 0

Bedroom2

  • Level: 0

Bedroom3

  • Level: 0

Bedroom4

  • Level: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: None

Interior Area

  • Total structure area: 1,396
  • Total interior livable area: 1,396 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 110316100064.000013
  • Zoning: R1

Features

  • Stories: 1
  • Patio & porch: Enclosed

Lot

  • Lot size: 0.60 Acres

Parking

  • Parking features: Detached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$87$1,044
Property Taxes $9$108
Electricity $184$2,212
Total$709$8,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,308/yr
40% on housing$21,270/yr
45% on housing$18,906/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 47881$30
Clay County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 47881$85
Clay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$80,000
2026-07-23Listed for sale$85,000

For Sale by Agent

AgentBECKI GROSS
BrokerageGREENE REALTY LLC

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