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540 River Park Blvd, Taylorsville, KY, 40071

4beds
4baths
4,007sqft
$514,000
$128price/sqft
$3,543/moest. monthly cost
$141,720/yrincome needed

About This Home

Tucked away on a peaceful cul-de-sac and surrounded by mature trees, this exceptional residence offers an ideal blend of elegance, comfort, and privacy. Thoughtfully designed for both everyday living and effortless entertaining, the home features a desirable first-floor primary suite, three generously sized bedrooms upstairs, and a versatile room in the recently finished walkout basement that can easily serve as a fifth bedroom, private office, or home gym. The dramatic two-story living room is highlighted by soaring vaulted ceilings and an abundance of natural light, creating a grand yet welcoming atmosphere. Overlooking the main living space, the spacious loft provides endless flexibility for a reading lounge, media room, or executive workspace. At the heart of the home, the well-appointed kitchen is equipped with newer appliances, offering both style and functionality. The walkout basement, beautifully finished last year, expands the home's living space and presents the perfect setting for entertaining, recreation, or accommodating overnight guests. Step outside to a spacious deck overlooking a tranquil, tree-lined backyard that offers a peaceful escape and an ideal backdrop for morning coffee or evening gatherings. With expansive living spaces, timeless design, and a serene setting, this remarkable home delivers the perfect balance of sophistication, comfort, and everyday luxury.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,421
  • Finished area above ground: 2,586

Foyer

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas,Propane,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,586
  • Total interior livable area: 4,007 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 2060100

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Waterfront features: Creek

Lot

  • Lot size: 1 Acres
  • Features: Cul-De-Sac,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,599$31,188
Home Insurance *$215$2,580
Property Taxes $413$4,956
Electricity $316$3,797
Total$3,543$42,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,474/yr
40% on housing$106,290/yr
45% on housing$94,480/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 40071$186
Spencer County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 40071$198
Spencer County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$500,000
2026-07-29Price change$514,000
2026-07-15Price change$515,000
2026-07-03Price change$520,000
2026-06-23Price change$525,000
2026-06-05Listed for sale$535,000
2021-04-12Sold$400,000
2021-03-15Pending sale$399,000
2021-03-08Listed for sale$399,000
2005-10-18Sold$40,000

For Sale by Agent

AgentSara Boyle
BrokerageTotally About Houses

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