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5323 S Pine St, Beaverton, MI, 48612

3beds
4baths
4,210sqft
$749,000
$178price/sqft
$6,166/moest. monthly cost
$246,640/yrincome needed

About This Home

Welcome to your waterfront paradise! Custom-built in 2010, this 3-bed, 4-bath marvel spans 4210 sq ft of pure luxury. The attention to detail is evident from the moment you step inside. Indulge in the open-concept living space, boasting vaulted ceilings & an abundance of natural light pouring in from southeast-facing windows & skylights — thoughtfully oriented to capture sunlight throughout the entire day, with the rare ability to enjoy both stunning sunrises & sunsets right from your living space, a true favorite feature of the owners. Cedar plank ceilings & a handcrafted staircase add warmth & character. The primary en suite is a haven of comfort, featuring an attached sunroom with breathtaking panoramic lake views. Upstairs, a bonus room awaits, complete with its own fireplace, full bath, & wet bar - perfect for entertaining. The gourmet kitchen is a chef's dream, offering hickory cabinets, granite countertops, a wine cooler, & a large pantry for ample storage. Recent upgrades, including brand new hickory floors, fresh paint, 2 new furnaces, & central air units. Solar panels have been installed and insulation has been added in the attic and the concrete floor crawl space has been completly sealed and conditioned. Additional features such as a reverse osmosis system, sprinkler system, Bose speaker system with 3 separate zones, ADT security system, new hot tub & an aluminum boat dock with additional sections, elevate the lifestyle. Nestled in a serene waterfront community, this home offers the perfect blend of luxury & convenience. Don't miss your chance to experience waterfront living at its finest - schedule your private tour today! *Separate .45 acre lot and a new, 32' x 48' pole barn with 14' doors, available for an additional price*

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Beaverton Middle SchoolGrades PK-67.5 mi
6/10
Beaverton High SchoolGrades 7-127.4 mi

Construction

Condition

  • Year built: 2010

Materials

  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Basement: Block,Crawl Space

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Features: Wood
  • Level: Main
  • Area: 286

Bedroom2

  • Features: Carpet
  • Level: Main
  • Area: 204

Bedroom3

  • Features: Carpet
  • Level: Main
  • Area: 204

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Wood
  • Level: Main
  • Area: 242

Family Room

  • Features: Wood
  • Level: Upper
  • Area: 728

Features

  • High Ceilings,Cathedral/Vaulted Ceiling
  • Window features: Window Treatments
  • Flooring: Hardwood,Wood,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,210

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,210
  • Total interior livable area: 4,210 sqft

Kitchen

  • Features: Wood
  • Level: Main
  • Area: 392

Living Room

  • Features: Carpet
  • Level: Main
  • Area: 360

Office

  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: 03006000003200
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Lake Front,Waterfront
  • Waterbody name: wixom lake
  • Frontage length: 80

Lot

  • Lot size: 0.30 Acres
  • Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Subdivision
  • Lot size dimensions: 80 x 160

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Gladwin County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$443$5,316
Property Taxes $1,477$17,724
Electricity $459$5,510
Total$6,166$73,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,405/yr
40% on housing$184,980/yr
45% on housing$164,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 48612$118
Gladwin County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 48612
Gladwin County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$749,000
2025-12-02Listing removed$849,000
2025-08-14Price change$849,000
2025-05-16Price change$875,000
2024-06-23Price change$895,000
2024-02-21Listed for sale$949,000
2021-10-16Listing removed$799,000
2021-09-15Listed for sale$799,000
2017-12-29Sold$435,000
2017-11-20Listed for sale$450,000
2001-06-28Sold$152,900

For Sale by Agent

AgentALEX BILLOTTI
BrokerageEXP Realty LLC

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